Asia Commercial Joint Stock Bank (STC:ACB) Enterprise Value: ₫165,148,497 Mil (As of Jun. 27, 2026) ***


STC:ACB Asia Commercial Joint Stock Bank STC:ACB
73 GF Score
Price ₫22,600.00
GF Value ₫21,058.80
Valuation Fairly Valued
! 5 Warning Signs
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What is Asia Commercial Joint Stock Bank Enterprise Value?

Asia Commercial Joint Stock Bank STC:ACB +0.89% 73 Enterprise Value is ₫165,148,497 Mil as of Jun. 27, 2026. GuruFocus rates STC:ACB with a GF Score™ of 73/100 and a GF Value™ of ₫21,058.80 (Fairly Valued). The stock has 5 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Asia Commercial Joint Stock Bank's Enterprise Value is ₫165,148,497 Mil. Asia Commercial Joint Stock Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₫35,990,724 Mil. Therefore, Asia Commercial Joint Stock Bank's EV-to-Revenue ratio for today is 4.59.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Asia Commercial Joint Stock Bank's Enterprise Value is ₫165,148,497 Mil. Asia Commercial Joint Stock Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₫11,030,954 Mil. Therefore, Asia Commercial Joint Stock Bank's EV-to-OCF ratio for today is 14.97.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Asia Commercial Joint Stock Bank's Enterprise Value is ₫165,148,497 Mil. Asia Commercial Joint Stock Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₫10,157,979 Mil. Therefore, Asia Commercial Joint Stock Bank's EV-to-FCF ratio for today is 16.26.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Asia Commercial Joint Stock Bank  (STC:ACB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Asia Commercial Joint Stock Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=165148497.206/35990724
=4.59

Asia Commercial Joint Stock Bank's current Enterprise Value is ₫165,148,497 Mil.
Asia Commercial Joint Stock Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫35,990,724 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Asia Commercial Joint Stock Bank's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=165148497.206/11030954
=14.97

Asia Commercial Joint Stock Bank's current Enterprise Value is ₫165,148,497 Mil.
Asia Commercial Joint Stock Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫11,030,954 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Asia Commercial Joint Stock Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=165148497.206/10157979
=16.26

Asia Commercial Joint Stock Bank's current Enterprise Value is ₫165,148,497 Mil.
Asia Commercial Joint Stock Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫10,157,979 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Asia Commercial Joint Stock Bank Enterprise Value Related Terms


Asia Commercial Joint Stock Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for Asia Commercial Joint Stock Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asia Commercial Joint Stock Bank Enterprise Value Chart

Asia Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 53,291,845.29 21,711,307.11 14,009,425.25 88,238,452.99 115,088,471.29

Asia Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 111,203,727.58 141,518,886.37 152,865,590.91 115,088,471.29 154,936,824.80

Asia Commercial Joint Stock Bank Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, Asia Commercial Joint Stock Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asia Commercial Joint Stock Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Asia Commercial Joint Stock Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Asia Commercial Joint Stock Bank's Enterprise Value falls into.


STC:ACB
73GF Score
Asia Commercial Joint Stock Bank STC:ACB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Asia Commercial Joint Stock Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Asia Commercial Joint Stock Bank's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Asia Commercial Joint Stock Bank's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₫165,148,497 Mil mean?
Asia Commercial Joint Stock Bank (STC:ACB) has a Enterprise Value of ₫165,148,497 Mil as of Jun. 27, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Asia Commercial Joint Stock Bank and its competitors.
Is Asia Commercial Joint Stock Bank's Enterprise Value too high?
Asia Commercial Joint Stock Bank's current Enterprise Value is ₫165,148,497 Mil. Overall, Asia Commercial Joint Stock Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asia Commercial Joint Stock Bank's Enterprise Value compare to competitors?
Asia Commercial Joint Stock Bank's Enterprise Value of ₫165,148,497 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Asia Commercial Joint Stock Bank and its competitors. Asia Commercial Joint Stock Bank's current Enterprise Value is ₫165,148,497 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank (STC:ACB) is currently considered Fairly Valued. The stock's GF Value™ is ₫21,058.80, compared to a current price of ₫22,600.00 — trading 7.3% above its estimated fair value. The current Enterprise Value is ₫165,148,497 Mil. Asia Commercial Joint Stock Bank's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Asia Commercial Joint Stock Bank (STC:ACB), the current Enterprise Value is ₫165,148,497 Mil as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asia Commercial Joint Stock Bank (STC:ACB) Overvalued in 2026?

Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫22,600.00 is trading 7.3% above its estimated GF Value™ of ₫21,058.80. GuruFocus considers Asia Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:ACB:

  • Enterprise Value: ₫165,148,497 Mil
  • GF Value™: ₫21,058.80 vs. price of ₫22,600.00 (7.3% above fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the STC:ACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asia Commercial Joint Stock Bank Business Description

Address 442 Nguyen Thi Minh Khai Street, Ward 5, District 3, Ho Chi Minh, VNM
Asia Commercial Joint Stock Bank and its subsidiaries (the Group) mobilise short, medium, and long-term funds, receive entrusted investment funds, borrow from financial institutions, grant loans, discount commercial papers and bonds, provide settlement services, trade foreign currencies and gold, offer trade finance, and perform approved overseas services. The Group also conducts debt factoring, bond trading, fiduciary activities, commodity derivatives, insurance agency, securities depository and clearing, finance leasing, securities trading and consultancy, corporate finance services, investment fund and asset management. Its segments are Banking, Securities trading, Asset management, Finance Leasing, and Fund Management, operating in the northern, central, and southern regions.
73GF Score

Get the complete analysis for STC:ACB

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫22,600.00
Price
₫21,058.80
GF Value