Asia Commercial Joint Stock Bank (STC:ACB) YoY EPS Growth: -12.06% (As of Jun. 2026)

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STC:ACB Asia Commercial Joint Stock Bank STC:ACB
72 GF Score
Price ₫22,500.00
GF Value ₫20,949.90
Valuation Fairly Valued
! 6 Warning Signs
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What is Asia Commercial Joint Stock Bank YoY EPS Growth?

Asia Commercial Joint Stock Bank STC:ACB -1.10% 72 YoY EPS Growth is -12.06% as of Jun. 2026. GuruFocus rates STC:ACB with a GF Score™ of 72/100 and a GF Value™ of ₫20,949.90 (Fairly Valued). The stock has 6 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Asia Commercial Joint Stock Bank's YoY EPS Growth for the quarter that ended in Jun. 2026 was -12.06%.

Asia Commercial Joint Stock Bank's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was ₫739.52.

Asia Commercial Joint Stock Bank YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Asia Commercial Joint Stock Bank's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asia Commercial Joint Stock Bank YoY EPS Growth Chart

Asia Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.60 43.23 17.41 3.11 -5.30

Asia Commercial Joint Stock Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.23 10.60 -38.74 17.46 -12.06
STC:ACB
72GF Score
Asia Commercial Joint Stock Bank STC:ACB
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Asia Commercial Joint Stock Bank YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Asia Commercial Joint Stock Bank's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(2674.336-2823.894)/ | 2823.894 |
=-5.30 %

Asia Commercial Joint Stock Bank's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(739.519-840.938)/ | 840.938 |
=-12.06 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -12.06% mean?
Asia Commercial Joint Stock Bank (STC:ACB) has a YoY EPS Growth of -12.06% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Asia Commercial Joint Stock Bank and its competitors.
Is Asia Commercial Joint Stock Bank's YoY EPS Growth too high?
Asia Commercial Joint Stock Bank's current YoY EPS Growth is -12.06%. Overall, Asia Commercial Joint Stock Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asia Commercial Joint Stock Bank's YoY EPS Growth compare to competitors?
Asia Commercial Joint Stock Bank's YoY EPS Growth of -12.06% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Asia Commercial Joint Stock Bank and its competitors. Asia Commercial Joint Stock Bank's current YoY EPS Growth is -12.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank (STC:ACB) is currently considered Fairly Valued. The stock's GF Value™ is ₫20,949.90, compared to a current price of ₫22,500.00 — trading 7.4% above its estimated fair value. The current YoY EPS Growth is -12.06%. Asia Commercial Joint Stock Bank's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Asia Commercial Joint Stock Bank (STC:ACB), the current YoY EPS Growth is -12.06% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asia Commercial Joint Stock Bank (STC:ACB) Overvalued in 2026?

Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫22,500.00 is trading 7.4% above its estimated GF Value™ of ₫20,949.90. GuruFocus considers Asia Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:ACB:

  • YoY EPS Growth: -12.06%
  • GF Value™: ₫20,949.90 vs. price of ₫22,500.00 (7.4% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the STC:ACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Asia Commercial Joint Stock Bank Business Description

Address 442 Nguyen Thi Minh Khai Street, Ward 5, District 3, Ho Chi Minh, VNM
Asia Commercial Joint Stock Bank and its subsidiaries (the Group) mobilise short, medium, and long-term funds, receive entrusted investment funds, borrow from financial institutions, grant loans, discount commercial papers and bonds, provide settlement services, trade foreign currencies and gold, offer trade finance, and perform approved overseas services. The Group also conducts debt factoring, bond trading, fiduciary activities, commodity derivatives, insurance agency, securities depository and clearing, finance leasing, securities trading and consultancy, corporate finance services, investment fund and asset management. Its segments are Banking, Securities trading, Asset management, Finance Leasing, and Fund Management, operating in the northern, central, and southern regions.
72GF Score

Get the complete analysis for STC:ACB

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫22,500.00
Price
₫20,949.90
GF Value