Asia Commercial Joint Stock Bank (STC:ACB) Quality Rank


STC:ACB Asia Commercial Joint Stock Bank STC:ACB
77 GF Score
Price ₫22,650.00
GF Value ₫21,039.12
Valuation Fairly Valued
! 5 Warning Signs
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What is Asia Commercial Joint Stock Bank Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Asia Commercial Joint Stock Bank Quality Rank Related Terms

STC:ACB
77GF Score
Asia Commercial Joint Stock Bank STC:ACB
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Asia Commercial Joint Stock Bank (STC:ACB) Overvalued in 2026?

Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫22,650.00 is trading 7.7% above its estimated GF Value™ of ₫21,039.12. GuruFocus considers Asia Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:ACB:

  • Quality Rank:
  • GF Value™: ₫21,039.12 vs. price of ₫22,650.00 (7.7% above fair value)
  • GF Score™: 77/100 with 5 warning signs

No single metric tells the full story. See the STC:ACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asia Commercial Joint Stock Bank Business Description

Address 442 Nguyen Thi Minh Khai Street, Ward 5, District 3, Ho Chi Minh, VNM
Asia Commercial Joint Stock Bank and its subsidiaries (the Group) mobilise short, medium, and long-term funds, receive entrusted investment funds, borrow from financial institutions, grant loans, discount commercial papers and bonds, provide settlement services, trade foreign currencies and gold, offer trade finance, and perform approved overseas services. The Group also conducts debt factoring, bond trading, fiduciary activities, commodity derivatives, insurance agency, securities depository and clearing, finance leasing, securities trading and consultancy, corporate finance services, investment fund and asset management. Its segments are Banking, Securities trading, Asset management, Finance Leasing, and Fund Management, operating in the northern, central, and southern regions.
77GF Score

Get the complete analysis for STC:ACB

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫22,650.00
Price
₫21,039.12
GF Value