Asia Commercial Joint Stock Bank (STC:ACB) EPS without NRI: ₫2,802.41 (TTM As of Mar. 2026)


STC:ACB Asia Commercial Joint Stock Bank STC:ACB
77 GF Score
Price ₫22,650.00
GF Value ₫21,060.40
Valuation Fairly Valued
! 5 Warning Signs
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What is Asia Commercial Joint Stock Bank EPS without NRI?

Asia Commercial Joint Stock Bank STC:ACB 77 EPS without NRI is ₫2,802.41 as of Mar. 2026. GuruFocus rates STC:ACB with a GF Score™ of 77/100 and a GF Value™ of ₫21,060.40 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,412 Banks companies, Asia Commercial Joint Stock Bank ranks worse than 56.66% on this metric.

Asia Commercial Joint Stock Bank's earnings per share without non-recurring items for the three months ended in Mar. 2026 was ₫744.25. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was ₫2,802.41.

During the past 12 months, Asia Commercial Joint Stock Bank's average earnings per share (NRI) Growth Rate was -1.80% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 4.70% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 16.70% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 23.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Asia Commercial Joint Stock Bank's EPS without NRI or its related term are showing as below:

STC:ACB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -38.9   Med: 15.7   Max: 43.9
Current: 4.7

During the past 13 years, Asia Commercial Joint Stock Bank's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 43.90% per year. The lowest was -38.90% per year. And the median was 15.70% per year.

STC:ACB's 3-Year EPS without NRI Growth Rate is ranked worse than
56.66% of 1412 companies
in the Banks industry
Industry Median: 7.3 vs STC:ACB: 4.70

Asia Commercial Joint Stock Bank's EPS (Diluted) for the three months ended in Mar. 2026 was ₫744.25. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫2,802.41.

Asia Commercial Joint Stock Bank's EPS (Basic) for the three months ended in Mar. 2026 was ₫744.25. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫2,802.41.


Asia Commercial Joint Stock Bank  (STC:ACB) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Asia Commercial Joint Stock Bank EPS without NRI Related Terms


Asia Commercial Joint Stock Bank EPS without NRI Historical Data

* Premium members only.

The historical data trend for Asia Commercial Joint Stock Bank's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asia Commercial Joint Stock Bank EPS without NRI Chart

Asia Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,628.66 2,332.67 2,738.75 2,823.89 2,674.34

Asia Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 633.63 840.94 737.47 479.75 744.25

Asia Commercial Joint Stock Bank EPS without NRI Competitor Comparison

For the Banks - Regional subindustry, Asia Commercial Joint Stock Bank's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asia Commercial Joint Stock Bank PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Asia Commercial Joint Stock Bank's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Asia Commercial Joint Stock Bank's PE Ratio without NRI falls into.


STC:ACB
77GF Score
Asia Commercial Joint Stock Bank STC:ACB
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Asia Commercial Joint Stock Bank EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫2,802.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of ₫2,802.41 mean?
Asia Commercial Joint Stock Bank (STC:ACB) has a EPS without NRI of ₫2,802.41 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Asia Commercial Joint Stock Bank and its competitors. According to the industry distribution chart, Asia Commercial Joint Stock Bank ranks #800 out of 1412 companies in the Banks industry, placing it in the top 56.7%.
Is Asia Commercial Joint Stock Bank's EPS without NRI too high?
Asia Commercial Joint Stock Bank's current EPS without NRI is ₫2,802.41. Based on the distribution chart, Asia Commercial Joint Stock Bank ranks #800 out of 1412 companies in the Banks industry, which is below the industry midpoint. Overall, Asia Commercial Joint Stock Bank has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asia Commercial Joint Stock Bank's EPS without NRI compare to competitors?
According to the Banks industry distribution chart, Asia Commercial Joint Stock Bank ranks #800 out of 1412 companies for EPS without NRI. This places Asia Commercial Joint Stock Bank in the lower half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Asia Commercial Joint Stock Bank and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Commercial Joint Stock Bank's current EPS without NRI is ₫2,802.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank (STC:ACB) is currently considered Fairly Valued. The stock's GF Value™ is ₫21,060.40, compared to a current price of ₫22,650.00 — trading 7.5% above its estimated fair value. The current EPS without NRI is ₫2,802.41. Asia Commercial Joint Stock Bank's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Asia Commercial Joint Stock Bank (STC:ACB), the current EPS without NRI is ₫2,802.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asia Commercial Joint Stock Bank (STC:ACB) Overvalued in 2026?

Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫22,650.00 is trading 7.5% above its estimated GF Value™ of ₫21,060.40. GuruFocus considers Asia Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:ACB:

  • EPS without NRI: ₫2,802.41
  • GF Value™: ₫21,060.40 vs. price of ₫22,650.00 (7.5% above fair value)
  • GF Score™: 77/100 with 5 warning signs

No single metric tells the full story. See the STC:ACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asia Commercial Joint Stock Bank Business Description

Address 442 Nguyen Thi Minh Khai Street, Ward 5, District 3, Ho Chi Minh, VNM
Asia Commercial Joint Stock Bank and its subsidiaries (the Group) mobilise short, medium, and long-term funds, receive entrusted investment funds, borrow from financial institutions, grant loans, discount commercial papers and bonds, provide settlement services, trade foreign currencies and gold, offer trade finance, and perform approved overseas services. The Group also conducts debt factoring, bond trading, fiduciary activities, commodity derivatives, insurance agency, securities depository and clearing, finance leasing, securities trading and consultancy, corporate finance services, investment fund and asset management. Its segments are Banking, Securities trading, Asset management, Finance Leasing, and Fund Management, operating in the northern, central, and southern regions.
77GF Score

Get the complete analysis for STC:ACB

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫22,650.00
Price
₫21,060.40
GF Value