Asia Commercial Joint Stock Bank (STC:ACB) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Asia Commercial Joint Stock Bank Forward PE Ratio Related Terms
Asia Commercial Joint Stock Bank Forward PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia Commercial Joint Stock Bank Forward PE Ratio Chart
Asia Commercial Joint Stock Bank Annual Data
Trend
2020-12
2021-12
2022-12
2023-12
2024-12
2025-12
Forward PE Ratio
8.09
8.06
5.11
5.02
5.83
6.05
Asia Commercial Joint Stock Bank Quarterly Data
2020-12
2021-03
2021-06
2021-09
2021-12
2022-03
2022-06
2022-09
2022-12
2023-03
2023-06
2023-09
2023-12
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
8.09
7.28
10.05
7.58
8.06
7.69
6.96
5.26
5.11
5.80
5.25
4.17
5.02
5.83
6.04
5.97
6.40
6.05
6.36
Asia Commercial Joint Stock Bank Forward PE Ratio Competitor Comparison
For the Banks - Regional subindustry, Asia Commercial Joint Stock Bank's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asia Commercial Joint Stock Bank Forward PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Asia Commercial Joint Stock Bank's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Asia Commercial Joint Stock Bank's Forward PE Ratio falls into.
Asia Commercial Joint Stock Bank Forward PE Ratio Calculation
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Asia Commercial Joint Stock Bank (STC:ACB) has a Forward PE Ratio of 7.32 as of Jul. 11, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Asia Commercial Joint Stock Bank and its competitors. According to the industry distribution chart, Asia Commercial Joint Stock Bank ranks #183 out of 816 companies in the Banks industry, placing it in the top 22.4%.
Is Asia Commercial Joint Stock Bank's Forward PE Ratio too high?
Asia Commercial Joint Stock Bank's current Forward PE Ratio is 7.32. The Banks industry median Forward PE Ratio is 11.00. Asia Commercial Joint Stock Bank's value of 7.32 is 33.5% below this industry median. Based on the distribution chart, Asia Commercial Joint Stock Bank ranks #183 out of 816 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Asia Commercial Joint Stock Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asia Commercial Joint Stock Bank's Forward PE Ratio compare to competitors?
According to the Banks industry distribution chart, Asia Commercial Joint Stock Bank ranks #183 out of 816 companies for Forward PE Ratio. This places Asia Commercial Joint Stock Bank in the top 22% of its industry — outperforming the majority of peers. The industry median Forward PE Ratio is 11.00. Asia Commercial Joint Stock Bank's value of 7.32 is 33.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 11.00, based on 816 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia Commercial Joint Stock Bank's current Forward PE Ratio of 7.32 is 33.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Asia Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Forward PE Ratio is 11.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Commercial Joint Stock Bank's current Forward PE Ratio is 7.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank (STC:ACB) is currently considered Fairly Valued. The stock's GF Value™ is ₫20,899.99, compared to a current price of ₫22,550.00 — trading 7.9% above its estimated fair value. The current Forward PE Ratio is 7.32 and 33.5% below the Banks industry median of 11.00. Asia Commercial Joint Stock Bank's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Asia Commercial Joint Stock Bank (STC:ACB), the current Forward PE Ratio is 7.32 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asia Commercial Joint Stock Bank (STC:ACB) Overvalued in 2026?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫22,550.00 is trading 7.9% above its estimated GF Value™ of ₫20,899.99.
GuruFocus considers Asia Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for STC:ACB:
Forward PE Ratio: 7.32
GF Value™: ₫20,899.99 vs. price of ₫22,550.00 (7.9% above fair value)
Industry Position: 33.5% below the Banks median (#183 of 816)
No single metric tells the full story. See the STC:ACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asia Commercial Joint Stock Bank Business Description
Asia Commercial Joint Stock Bank and its subsidiaries (the Group) mobilise short, medium, and long-term funds, receive entrusted investment funds, borrow from financial institutions, grant loans, discount commercial papers and bonds, provide settlement services, trade foreign currencies and gold, offer trade finance, and perform approved overseas services. The Group also conducts debt factoring, bond trading, fiduciary activities, commodity derivatives, insurance agency, securities depository and clearing, finance leasing, securities trading and consultancy, corporate finance services, investment fund and asset management. Its segments are Banking, Securities trading, Asset management, Finance Leasing, and Fund Management, operating in the northern, central, and southern regions.
73GF Score
Get the complete analysis for STC:ACB
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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