Asia Commercial Joint Stock Bank (STC:ACB) Selling, General, & Admin. Expense: ₫2,397,529 Mil (TTM As of Mar. 2026)


STC:ACB Asia Commercial Joint Stock Bank STC:ACB
73 GF Score
Price ₫22,550.00
GF Value ₫20,906.79
Valuation Fairly Valued
! 5 Warning Signs
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What is Asia Commercial Joint Stock Bank Selling, General, & Admin. Expense?

Asia Commercial Joint Stock Bank STC:ACB -1.10% 73 Selling, General, & Admin. Expense is ₫2,397,529 Mil as of Mar. 2026. GuruFocus rates STC:ACB with a GF Score™ of 73/100 and a GF Value™ of ₫20,906.79 (Fairly Valued). The stock has 5 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Asia Commercial Joint Stock Bank's selling, general, & admin. expense for the three months ended in Mar. 2026 was ₫552,059 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₫2,397,529 Mil.


Asia Commercial Joint Stock Bank  (STC:ACB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Asia Commercial Joint Stock Bank Selling, General, & Admin. Expense Related Terms


Asia Commercial Joint Stock Bank Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Asia Commercial Joint Stock Bank's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asia Commercial Joint Stock Bank Selling, General, & Admin. Expense Chart

Asia Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,736,532.00 3,286,908.00 2,346,192.00 2,212,159.00 2,382,631.00

Asia Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 537,161.00 524,034.00 489,799.00 831,637.00 552,059.00

Asia Commercial Joint Stock Bank Selling, General, & Admin. Expense Competitor Comparison

For the Banks - Regional subindustry, Asia Commercial Joint Stock Bank's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asia Commercial Joint Stock Bank Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Asia Commercial Joint Stock Bank's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Asia Commercial Joint Stock Bank's Selling, General, & Admin. Expense falls into.


STC:ACB
73GF Score
Asia Commercial Joint Stock Bank STC:ACB
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Asia Commercial Joint Stock Bank Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫2,397,529 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of ₫2,397,529 Mil mean?
Asia Commercial Joint Stock Bank (STC:ACB) has a Selling, General, & Admin. Expense of ₫2,397,529 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Asia Commercial Joint Stock Bank and its competitors.
Is Asia Commercial Joint Stock Bank's Selling, General, & Admin. Expense too high?
Asia Commercial Joint Stock Bank's current Selling, General, & Admin. Expense is ₫2,397,529 Mil. Overall, Asia Commercial Joint Stock Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asia Commercial Joint Stock Bank's Selling, General, & Admin. Expense compare to competitors?
Asia Commercial Joint Stock Bank's Selling, General, & Admin. Expense of ₫2,397,529 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Asia Commercial Joint Stock Bank and its competitors. Asia Commercial Joint Stock Bank's current Selling, General, & Admin. Expense is ₫2,397,529 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank (STC:ACB) is currently considered Fairly Valued. The stock's GF Value™ is ₫20,906.79, compared to a current price of ₫22,550.00 — trading 7.9% above its estimated fair value. The current Selling, General, & Admin. Expense is ₫2,397,529 Mil. Asia Commercial Joint Stock Bank's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Asia Commercial Joint Stock Bank (STC:ACB), the current Selling, General, & Admin. Expense is ₫2,397,529 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asia Commercial Joint Stock Bank (STC:ACB) Overvalued in 2026?

Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫22,550.00 is trading 7.9% above its estimated GF Value™ of ₫20,906.79. GuruFocus considers Asia Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:ACB:

  • Selling, General, & Admin. Expense: ₫2,397,529 Mil
  • GF Value™: ₫20,906.79 vs. price of ₫22,550.00 (7.9% above fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the STC:ACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asia Commercial Joint Stock Bank Business Description

Address 442 Nguyen Thi Minh Khai Street, Ward 5, District 3, Ho Chi Minh, VNM
Asia Commercial Joint Stock Bank and its subsidiaries (the Group) mobilise short, medium, and long-term funds, receive entrusted investment funds, borrow from financial institutions, grant loans, discount commercial papers and bonds, provide settlement services, trade foreign currencies and gold, offer trade finance, and perform approved overseas services. The Group also conducts debt factoring, bond trading, fiduciary activities, commodity derivatives, insurance agency, securities depository and clearing, finance leasing, securities trading and consultancy, corporate finance services, investment fund and asset management. Its segments are Banking, Securities trading, Asset management, Finance Leasing, and Fund Management, operating in the northern, central, and southern regions.
73GF Score

Get the complete analysis for STC:ACB

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫22,550.00
Price
₫20,906.79
GF Value