AEON Credit Service (M) Bhd (XKLS:5139) Cyclically Adjusted Revenue per Share: RM3.99 (As of May. 2026)

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XKLS:5139 AEON Credit Service (M) Bhd XKLS:5139
88 GF Score
Price RM5.65
GF Value RM7.27
Valuation Modestly Undervalued
! 3 Warning Signs
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What is AEON Credit Service (M) Bhd Cyclically Adjusted Revenue per Share?

AEON Credit Service (M) Bhd XKLS:5139 +0.89% 88 Cyclically Adjusted Revenue per Share is RM3.99 as of May. 2026. GuruFocus rates XKLS:5139 with a GF Score™ of 88/100 and a GF Value™ of RM7.27 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

AEON Credit Service (M) Bhd's adjusted revenue per share for the three months ended in May. 2026 was RM1.268. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is RM3.99 for the trailing ten years ended in May. 2026.

During the past 12 months, AEON Credit Service (M) Bhd's average Cyclically Adjusted Revenue Growth Rate was 9.00% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 8.00% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 9.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of AEON Credit Service (M) Bhd was 10.60% per year. The lowest was 8.00% per year. And the median was 9.90% per year.

As of today (2026-07-26), AEON Credit Service (M) Bhd's current stock price is RM5.65. AEON Credit Service (M) Bhd's Cyclically Adjusted Revenue per Share for the quarter that ended in May. 2026 was RM3.99. AEON Credit Service (M) Bhd's Cyclically Adjusted PS Ratio of today is 1.42.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of AEON Credit Service (M) Bhd was 2.94. The lowest was 1.32. And the median was 2.01.


AEON Credit Service (M) Bhd  (XKLS:5139) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

AEON Credit Service (M) Bhd's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=5.65/3.99
=1.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of AEON Credit Service (M) Bhd was 2.94. The lowest was 1.32. And the median was 2.01.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


AEON Credit Service (M) Bhd Cyclically Adjusted Revenue per Share Related Terms


AEON Credit Service (M) Bhd Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for AEON Credit Service (M) Bhd's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AEON Credit Service (M) Bhd Cyclically Adjusted Revenue per Share Chart

AEON Credit Service (M) Bhd Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.70 3.06 3.33 3.58 3.85

AEON Credit Service (M) Bhd Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.66 3.73 3.78 3.85 3.99

XKLS:5139 vs V, MA, AXP: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, AEON Credit Service (M) Bhd's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AEON Credit Service (M) Bhd Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, AEON Credit Service (M) Bhd's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where AEON Credit Service (M) Bhd's Cyclically Adjusted PS Ratio falls into.


XKLS:5139
88GF Score
AEON Credit Service (M) Bhd XKLS:5139
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AEON Credit Service (M) Bhd Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, AEON Credit Service (M) Bhd's adjusted Revenue per Share data for the three months ended in May. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of May. 2026 (Change)*Current CPI (May. 2026)
=1.268/335.1230*335.1230
=1.268

Current CPI (May. 2026) = 335.1230.

AEON Credit Service (M) Bhd Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201608 0.701 240.849 0.975
201611 0.604 241.353 0.839
201702 0.673 243.603 0.926
201705 0.606 244.733 0.830
201708 0.623 245.519 0.850
201711 0.657 246.669 0.893
201802 0.622 248.991 0.837
201805 0.638 251.588 0.850
201808 0.650 252.146 0.864
201811 0.683 252.038 0.908
201902 0.704 252.776 0.933
201905 0.741 256.092 0.970
201908 0.792 256.558 1.035
201911 0.788 257.208 1.027
202002 0.809 258.678 1.048
202005 0.764 256.394 0.999
202008 0.713 259.918 0.919
202011 0.786 260.229 1.012
202102 0.796 263.014 1.014
202105 0.805 269.195 1.002
202108 0.733 273.567 0.898
202111 0.737 277.948 0.889
202202 0.711 283.716 0.840
202205 0.765 292.296 0.877
202208 0.782 296.171 0.885
202211 0.818 297.711 0.921
202302 0.847 300.840 0.944
202305 0.887 304.127 0.977
202308 0.924 307.026 1.009
202311 0.953 307.051 1.040
202402 0.982 310.326 1.060
202405 1.023 314.069 1.092
202408 1.060 314.796 1.128
202411 1.101 315.493 1.170
202502 1.126 319.082 1.183
202505 1.175 321.465 1.225
202508 1.210 323.976 1.252
202511 1.219 324.122 1.260
202602 1.237 326.785 1.269
202605 1.268 335.123 1.268

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of RM3.99 mean?
AEON Credit Service (M) Bhd (XKLS:5139) has a Cyclically Adjusted Revenue per Share of RM3.99 as of May. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on AEON Credit Service (M) Bhd and its competitors.
Is AEON Credit Service (M) Bhd's Cyclically Adjusted Revenue per Share too high?
AEON Credit Service (M) Bhd's current Cyclically Adjusted Revenue per Share is RM3.99. Overall, AEON Credit Service (M) Bhd has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AEON Credit Service (M) Bhd's Cyclically Adjusted Revenue per Share compare to V and MA?
AEON Credit Service (M) Bhd's Cyclically Adjusted Revenue per Share of RM3.99 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on AEON Credit Service (M) Bhd and its competitors. AEON Credit Service (M) Bhd's current Cyclically Adjusted Revenue per Share is RM3.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Credit Service (M) Bhd stock overvalued right now?
Based on GuruFocus' analysis, AEON Credit Service (M) Bhd (XKLS:5139) is currently considered Modestly Undervalued. The stock's GF Value™ is RM7.27, compared to a current price of RM5.65 — trading 22.3% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is RM3.99. AEON Credit Service (M) Bhd's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For AEON Credit Service (M) Bhd (XKLS:5139), the current Cyclically Adjusted Revenue per Share is RM3.99 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AEON Credit Service (M) Bhd (XKLS:5139) Overvalued in 2026?

Based on GuruFocus' analysis, AEON Credit Service (M) Bhd stock appears to be undervalued. The current stock price of RM5.65 is trading 22.3% below its estimated GF Value™ of RM7.27. GuruFocus considers AEON Credit Service (M) Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5139:

  • Cyclically Adjusted Revenue per Share: RM3.99
  • GF Value™: RM7.27 vs. price of RM5.65 (22.3% below fair value)
  • GF Score™: 88/100 with 3 warning signs

No single metric tells the full story. See the XKLS:5139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AEON Credit Service (M) Bhd Business Description

Address No. 8, Jalan Kerinchi, Avenue 10, Level 18, UOA Corporate Tower, The Vertical, Bangsar South City, Kuala Lumpur, SGR, MYS, 59200
AEON Credit Service (M) Bhd offers credit cards and other loans and financing options to consumers in Malaysia. It is engaged in the provision of easy payment schemes, personal financing schemes, and issuance of payment cards under the international brand names of Visa and MasterCard.
88GF Score

Get the complete analysis for XKLS:5139

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM5.65
Price
RM7.27
GF Value