AEON Credit Service (M) Bhd (XKLS:5139) Interest Expense: RM-2 Mil (TTM As of May. 2026)

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XKLS:5139 AEON Credit Service (M) Bhd XKLS:5139
88 GF Score
Price RM5.62
GF Value RM7.27
Valuation Modestly Undervalued
! 3 Warning Signs
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What is AEON Credit Service (M) Bhd Interest Expense?

AEON Credit Service (M) Bhd XKLS:5139 +0.36% 88 Interest Expense is RM-2 Mil as of May. 2026. GuruFocus rates XKLS:5139 with a GF Score™ of 88/100 and a GF Value™ of RM7.27 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. AEON Credit Service (M) Bhd's interest expense for the three months ended in May. 2026 was RM -0 Mil. Its interest expense for the trailing twelve months (TTM) ended in May. 2026 was RM-2 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. AEON Credit Service (M) Bhd's Operating Income for the three months ended in May. 2026 was RM 149 Mil. AEON Credit Service (M) Bhd's Interest Expense for the three months ended in May. 2026 was RM -0 Mil. AEON Credit Service (M) Bhd's Interest Coverage for the quarter that ended in May. 2026 was 331.88. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


AEON Credit Service (M) Bhd  (XKLS:5139) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

AEON Credit Service (M) Bhd's Interest Expense for the three months ended in May. 2026 was RM-0 Mil. Its Operating Income for the three months ended in May. 2026 was RM149 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in May. 2026 was RM9,150 Mil.

AEON Credit Service (M) Bhd's Interest Coverage for the quarter that ended in May. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: May. 2026 )/Interest Expense (Q: May. 2026 )
=-1*149.015/-0.449
=331.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


AEON Credit Service (M) Bhd Interest Expense Historical Data

* Premium members only.

The historical data trend for AEON Credit Service (M) Bhd's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AEON Credit Service (M) Bhd Interest Expense Chart

AEON Credit Service (M) Bhd Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.31 -1.84 -1.57 -1.94 -2.25

AEON Credit Service (M) Bhd Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.61 -0.57 -0.56 -0.52 -0.45
XKLS:5139
88GF Score
AEON Credit Service (M) Bhd XKLS:5139
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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AEON Credit Service (M) Bhd Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM-2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of RM-2 Mil mean?
AEON Credit Service (M) Bhd (XKLS:5139) has a Interest Expense of RM-2 Mil as of May. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on AEON Credit Service (M) Bhd and its competitors.
Is AEON Credit Service (M) Bhd's Interest Expense too high?
AEON Credit Service (M) Bhd's current Interest Expense is RM-2 Mil. Overall, AEON Credit Service (M) Bhd has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AEON Credit Service (M) Bhd's Interest Expense compare to V and MA?
AEON Credit Service (M) Bhd's Interest Expense of RM-2 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on AEON Credit Service (M) Bhd and its competitors. AEON Credit Service (M) Bhd's current Interest Expense is RM-2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Credit Service (M) Bhd stock overvalued right now?
Based on GuruFocus' analysis, AEON Credit Service (M) Bhd (XKLS:5139) is currently considered Modestly Undervalued. The stock's GF Value™ is RM7.27, compared to a current price of RM5.62 — trading 22.7% below its estimated fair value. The current Interest Expense is RM-2 Mil. AEON Credit Service (M) Bhd's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For AEON Credit Service (M) Bhd (XKLS:5139), the current Interest Expense is RM-2 Mil as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AEON Credit Service (M) Bhd (XKLS:5139) Overvalued in 2026?

Based on GuruFocus' analysis, AEON Credit Service (M) Bhd stock appears to be undervalued. The current stock price of RM5.62 is trading 22.7% below its estimated GF Value™ of RM7.27. GuruFocus considers AEON Credit Service (M) Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5139:

  • Interest Expense: RM-2 Mil
  • GF Value™: RM7.27 vs. price of RM5.62 (22.7% below fair value)
  • GF Score™: 88/100 with 3 warning signs

No single metric tells the full story. See the XKLS:5139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AEON Credit Service (M) Bhd Business Description

Address No. 8, Jalan Kerinchi, Avenue 10, Level 18, UOA Corporate Tower, The Vertical, Bangsar South City, Kuala Lumpur, SGR, MYS, 59200
AEON Credit Service (M) Bhd offers credit cards and other loans and financing options to consumers in Malaysia. It is engaged in the provision of easy payment schemes, personal financing schemes, and issuance of payment cards under the international brand names of Visa and MasterCard.
88GF Score

Get the complete analysis for XKLS:5139

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM5.62
Price
RM7.27
GF Value