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AEON Credit Service (M) Bhd (XKLS:5139) E10 : RM0.72 (As of Feb. 2024)


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What is AEON Credit Service (M) Bhd E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

AEON Credit Service (M) Bhd's adjusted earnings per share data for the three months ended in Feb. 2024 was RM0.223. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is RM0.72 for the trailing ten years ended in Feb. 2024.

During the past 12 months, AEON Credit Service (M) Bhd's average E10 Growth Rate was 7.50% per year. During the past 3 years, the average E10 Growth Rate was 46.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of AEON Credit Service (M) Bhd was 46.30% per year. The lowest was 46.30% per year. And the median was 46.30% per year.

As of today (2024-06-18), AEON Credit Service (M) Bhd's current stock price is RM7.70. AEON Credit Service (M) Bhd's E10 for the quarter that ended in Feb. 2024 was RM0.72. AEON Credit Service (M) Bhd's Shiller PE Ratio of today is 10.69.

During the past 13 years, the highest Shiller PE Ratio of AEON Credit Service (M) Bhd was 28.17. The lowest was 7.85. And the median was 10.07.


AEON Credit Service (M) Bhd E10 Historical Data

The historical data trend for AEON Credit Service (M) Bhd's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

AEON Credit Service (M) Bhd E10 Chart

AEON Credit Service (M) Bhd Annual Data
Trend Feb15 Feb16 Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 0.23 0.59 0.67 0.72

AEON Credit Service (M) Bhd Quarterly Data
May19 Aug19 Nov19 Feb20 May20 Aug20 Nov20 Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.67 0.69 0.70 0.71 0.72

Competitive Comparison of AEON Credit Service (M) Bhd's E10

For the Credit Services subindustry, AEON Credit Service (M) Bhd's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AEON Credit Service (M) Bhd's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, AEON Credit Service (M) Bhd's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where AEON Credit Service (M) Bhd's Shiller PE Ratio falls into.



AEON Credit Service (M) Bhd E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, AEON Credit Service (M) Bhd's adjusted earnings per share data for the three months ended in Feb. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Feb. 2024 (Change)*Current CPI (Feb. 2024)
=0.223/130.9299*130.9299
=0.223

Current CPI (Feb. 2024) = 130.9299.

AEON Credit Service (M) Bhd Quarterly Data

per share eps CPI Adj_EPS
201405 0.130 100.373 0.170
201408 0.110 100.352 0.144
201411 0.108 99.635 0.142
201502 0.134 99.032 0.177
201505 0.127 100.333 0.166
201508 0.105 100.548 0.137
201511 0.115 100.135 0.150
201602 0.150 100.040 0.196
201605 0.137 101.355 0.177
201608 0.135 101.617 0.174
201611 0.137 101.829 0.176
201702 0.178 102.779 0.227
201705 0.145 103.256 0.184
201708 0.137 103.587 0.173
201711 0.141 104.072 0.177
201802 0.159 105.052 0.198
201805 0.187 106.148 0.231
201808 0.152 106.383 0.187
201811 0.164 106.338 0.202
201902 0.165 106.649 0.203
201905 0.163 108.048 0.198
201908 0.080 108.245 0.097
201911 0.137 108.519 0.165
202002 0.157 109.139 0.188
202005 0.051 108.175 0.062
202008 0.092 109.662 0.110
202011 0.083 109.793 0.099
202102 0.213 110.968 0.251
202105 0.319 113.576 0.368
202108 0.138 115.421 0.157
202111 0.203 117.269 0.227
202202 0.036 119.703 0.039
202205 0.319 123.323 0.339
202208 0.138 124.958 0.145
202211 0.164 125.607 0.171
202302 0.177 126.928 0.183
202305 0.195 128.314 0.199
202308 0.226 129.538 0.228
202311 0.168 129.548 0.170
202402 0.223 130.930 0.223

Add all the adjusted EPS together and divide 10 will get our e10.


AEON Credit Service (M) Bhd  (XKLS:5139) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

AEON Credit Service (M) Bhd's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=7.70/0.72
=10.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of AEON Credit Service (M) Bhd was 28.17. The lowest was 7.85. And the median was 10.07.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


AEON Credit Service (M) Bhd E10 Related Terms

Thank you for viewing the detailed overview of AEON Credit Service (M) Bhd's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


AEON Credit Service (M) Bhd (XKLS:5139) Business Description

Traded in Other Exchanges
N/A
Address
No. 8, Jalan Kerinchi, Avenue 10, Level 18, UOA Corporate Tower, The Vertical, Bangsar South City, Wilayah Persekutuan, Kuala Lumpur, SGR, MYS, 59200
AEON Credit Service (M) Bhd offers credit cards and other loans and financing options to consumers in Malaysia. The company earns more than 80% of its revenue from interest and financing charges on the loans it provides. Fees provide the remaining revenue. Vehicle financing, with a roughly even split between cars and motorcycles, accounts for more than half of the loans the company has outstanding. Remaining loans outstanding are in the personal financing, consumer durables financing, and credit card categories. Aeon Credit issues credit cards under the Visa and Mastercard brand names.

AEON Credit Service (M) Bhd (XKLS:5139) Headlines

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