AEON Credit Service (M) Bhd (XKLS:5139) Short-Term Debt: RM3,200 Mil (As of May. 2026)

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XKLS:5139 AEON Credit Service (M) Bhd XKLS:5139
88 GF Score
Price RM5.63
GF Value RM7.25
Valuation Modestly Undervalued
! 3 Warning Signs
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What is AEON Credit Service (M) Bhd Short-Term Debt?

AEON Credit Service (M) Bhd XKLS:5139 +0.36% 88 Short-Term Debt is RM3,200 Mil as of May. 2026. GuruFocus rates XKLS:5139 with a GF Score™ of 88/100 and a GF Value™ of RM7.25 (Modestly Undervalued). The stock has 3 warning signs investors should review.

AEON Credit Service (M) Bhd's Short-Term Debt for the quarter that ended in May. 2026 was RM3,200 Mil.

AEON Credit Service (M) Bhd's quarterly Short-Term Debt increased from Nov. 2025 (RM3,357 Mil) to Feb. 2026 (RM3,934 Mil) but then declined from Feb. 2026 (RM3,934 Mil) to May. 2026 (RM3,200 Mil).

AEON Credit Service (M) Bhd's annual Short-Term Debt increased from Feb. 2024 (RM2,802 Mil) to Feb. 2025 (RM3,983 Mil) but then declined from Feb. 2025 (RM3,983 Mil) to Feb. 2026 (RM3,934 Mil).

AEON Credit Service (M) Bhd Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

AEON Credit Service (M) Bhd Short-Term Debt Related Terms

AEON Credit Service (M) Bhd Short-Term Debt Historical Data

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The historical data trend for AEON Credit Service (M) Bhd's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AEON Credit Service (M) Bhd Short-Term Debt Chart

AEON Credit Service (M) Bhd Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 598.61 1,828.19 2,801.54 3,982.76 3,933.82

AEON Credit Service (M) Bhd Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,394.81 3,734.60 3,357.15 3,933.82 3,199.61
XKLS:5139
88GF Score
AEON Credit Service (M) Bhd XKLS:5139
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of RM3,200 Mil mean?
AEON Credit Service (M) Bhd (XKLS:5139) has a Short-Term Debt of RM3,200 Mil as of May. 2026.
Is AEON Credit Service (M) Bhd's Short-Term Debt too high?
AEON Credit Service (M) Bhd's current Short-Term Debt is RM3,200 Mil. Overall, AEON Credit Service (M) Bhd has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AEON Credit Service (M) Bhd's Short-Term Debt compare to V and MA?
AEON Credit Service (M) Bhd's Short-Term Debt of RM3,200 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Credit Services company?
A good Short-Term Debt depends on the Credit Services industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. AEON Credit Service (M) Bhd's current Short-Term Debt is RM3,200 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Credit Service (M) Bhd stock overvalued right now?
Based on GuruFocus' analysis, AEON Credit Service (M) Bhd (XKLS:5139) is currently considered Modestly Undervalued. The stock's GF Value™ is RM7.25, compared to a current price of RM5.63 — trading 22.3% below its estimated fair value. The current Short-Term Debt is RM3,200 Mil. AEON Credit Service (M) Bhd's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For AEON Credit Service (M) Bhd (XKLS:5139), the current Short-Term Debt is RM3,200 Mil as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AEON Credit Service (M) Bhd (XKLS:5139) Overvalued in 2026?

Based on GuruFocus' analysis, AEON Credit Service (M) Bhd stock appears to be undervalued. The current stock price of RM5.63 is trading 22.3% below its estimated GF Value™ of RM7.25. GuruFocus considers AEON Credit Service (M) Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5139:

  • Short-Term Debt: RM3,200 Mil
  • GF Value™: RM7.25 vs. price of RM5.63 (22.3% below fair value)
  • GF Score™: 88/100 with 3 warning signs

No single metric tells the full story. See the XKLS:5139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AEON Credit Service (M) Bhd Business Description

Address No. 8, Jalan Kerinchi, Avenue 10, Level 18, UOA Corporate Tower, The Vertical, Bangsar South City, Kuala Lumpur, SGR, MYS, 59200
AEON Credit Service (M) Bhd offers credit cards and other loans and financing options to consumers in Malaysia. It is engaged in the provision of easy payment schemes, personal financing schemes, and issuance of payment cards under the international brand names of Visa and MasterCard.
88GF Score

Get the complete analysis for XKLS:5139

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM5.63
Price
RM7.25
GF Value