AEON Credit Service (M) Bhd (XKLS:5139) Cash Flow from Financing: RM844 Mil (TTM As of May. 2026)

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XKLS:5139 AEON Credit Service (M) Bhd XKLS:5139
88 GF Score
Price RM5.74
GF Value RM7.23
Valuation Modestly Undervalued
! 3 Warning Signs
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What is AEON Credit Service (M) Bhd Cash Flow from Financing?

AEON Credit Service (M) Bhd XKLS:5139 +0.35% 88 Cash Flow from Financing is RM844 Mil as of May. 2026. GuruFocus rates XKLS:5139 with a GF Score™ of 88/100 and a GF Value™ of RM7.23 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.

For the three months ended in May. 2026, AEON Credit Service (M) Bhd paid RM0 Mil more to buy back shares than it received from issuing new shares. It received RM340 Mil from issuing more debt. It paid RM0 Mil more to buy back preferred shares than it received from issuing preferred shares. It received RM0 Mil from paying cash dividends to shareholders. It spent RM142 Mil on other financial activities. In all, AEON Credit Service (M) Bhd earned RM198 Mil on financial activities for the three months ended in May. 2026.


AEON Credit Service (M) Bhd  (XKLS:5139) Cash Flow from Financing Explanation

Cash from financing contains six items:

1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.

AEON Credit Service (M) Bhd's issuance of stock for the three months ended in May. 2026 was RM0 Mil.

2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.

AEON Credit Service (M) Bhd's repurchase of stock for the three months ended in May. 2026 was RM0 Mil.

3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.

AEON Credit Service (M) Bhd's net issuance of debt for the three months ended in May. 2026 was RM340 Mil. AEON Credit Service (M) Bhd received RM340 Mil from issuing more debt.

4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.

AEON Credit Service (M) Bhd's net issuance of preferred for the three months ended in May. 2026 was RM0 Mil. AEON Credit Service (M) Bhd paid RM0 Mil more to buy back preferred shares than it received from issuing preferred shares.

5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

AEON Credit Service (M) Bhd's cash flow for dividends for the three months ended in May. 2026 was RM0 Mil. AEON Credit Service (M) Bhd received RM0 Mil from paying cash dividends to shareholders.

6. Other Financing:
Money spent or earned by company from other financial activities.

AEON Credit Service (M) Bhd's other financing for the three months ended in May. 2026 was RM-142 Mil. AEON Credit Service (M) Bhd spent RM142 Mil on other financial activities.


AEON Credit Service (M) Bhd Cash Flow from Financing Related Terms


AEON Credit Service (M) Bhd Cash Flow from Financing Historical Data

* Premium members only.

The historical data trend for AEON Credit Service (M) Bhd's Cash Flow from Financing can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AEON Credit Service (M) Bhd Cash Flow from Financing Chart

AEON Credit Service (M) Bhd Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Cash Flow from Financing
Get a 7-Day Free Trial Premium Member Only Premium Member Only -899.55 -19.43 601.22 1,029.86 976.84

AEON Credit Service (M) Bhd Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Cash Flow from Financing Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 323.96 154.00 314.20 184.68 191.07
XKLS:5139
88GF Score
AEON Credit Service (M) Bhd XKLS:5139
Cash Flow from Financing is just one metric. See GF Score™, valuation, warning signs, and more.
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AEON Credit Service (M) Bhd Cash Flow from Financing Calculation

This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.

AEON Credit Service (M) Bhd's Cash from Financing for the fiscal year that ended in Feb. 2026 is calculated as:

AEON Credit Service (M) Bhd's Cash from Financing for the quarter that ended in May. 2026 is:


Cash Flow from Financing for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM844 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Financing of RM844 Mil mean?
AEON Credit Service (M) Bhd (XKLS:5139) has a Cash Flow from Financing of RM844 Mil as of May. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for AEON Credit Service (M) Bhd and its competitors.
Is AEON Credit Service (M) Bhd's Cash Flow from Financing too high?
AEON Credit Service (M) Bhd's current Cash Flow from Financing is RM844 Mil. Overall, AEON Credit Service (M) Bhd has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AEON Credit Service (M) Bhd's Cash Flow from Financing compare to V and MA?
AEON Credit Service (M) Bhd's Cash Flow from Financing of RM844 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Credit Services company?
A good Cash Flow from Financing depends on the Credit Services industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for AEON Credit Service (M) Bhd and its competitors. AEON Credit Service (M) Bhd's current Cash Flow from Financing is RM844 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Credit Service (M) Bhd stock overvalued right now?
Based on GuruFocus' analysis, AEON Credit Service (M) Bhd (XKLS:5139) is currently considered Modestly Undervalued. The stock's GF Value™ is RM7.23, compared to a current price of RM5.74 — trading 20.6% below its estimated fair value. The current Cash Flow from Financing is RM844 Mil. AEON Credit Service (M) Bhd's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For AEON Credit Service (M) Bhd (XKLS:5139), the current Cash Flow from Financing is RM844 Mil as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AEON Credit Service (M) Bhd (XKLS:5139) Overvalued in 2026?

Based on GuruFocus' analysis, AEON Credit Service (M) Bhd stock appears to be undervalued. The current stock price of RM5.74 is trading 20.6% below its estimated GF Value™ of RM7.23. GuruFocus considers AEON Credit Service (M) Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5139:

  • Cash Flow from Financing: RM844 Mil
  • GF Value™: RM7.23 vs. price of RM5.74 (20.6% below fair value)
  • GF Score™: 88/100 with 3 warning signs

No single metric tells the full story. See the XKLS:5139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AEON Credit Service (M) Bhd Business Description

Address No. 8, Jalan Kerinchi, Avenue 10, Level 18, UOA Corporate Tower, The Vertical, Bangsar South City, Kuala Lumpur, SGR, MYS, 59200
AEON Credit Service (M) Bhd offers credit cards and other loans and financing options to consumers in Malaysia. It is engaged in the provision of easy payment schemes, personal financing schemes, and issuance of payment cards under the international brand names of Visa and MasterCard.
88GF Score

Get the complete analysis for XKLS:5139

Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM5.74
Price
RM7.23
GF Value