AEON Credit Service (M) Bhd (XKLS:5139) Earnings per Share (Diluted): RM0.79 (TTM As of May. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:5139 AEON Credit Service (M) Bhd XKLS:5139
88 GF Score
Price RM5.25
GF Value RM6.80
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is AEON Credit Service (M) Bhd Earnings per Share (Diluted)?

AEON Credit Service (M) Bhd XKLS:5139 -0.94% 88 Earnings per Share (Diluted) is RM0.79 as of May. 2026. GuruFocus rates XKLS:5139 with a GF Score™ of 88/100 and a GF Value™ of RM6.80 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 430 Credit Services companies, AEON Credit Service (M) Bhd ranks worse than 69.3% on this metric.

AEON Credit Service (M) Bhd's Earnings per Share (Diluted) for the three months ended in May. 2026 was RM0.19. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in May. 2026 was RM0.79.

AEON Credit Service (M) Bhd's EPS (Basic) for the three months ended in May. 2026 was RM0.19. Its EPS (Basic) for the trailing twelve months (TTM) ended in May. 2026 was RM0.79.

AEON Credit Service (M) Bhd's EPS without NRI for the three months ended in May. 2026 was RM0.19. Its EPS without NRI for the trailing twelve months (TTM) ended in May. 2026 was RM0.79.

During the past 12 months, AEON Credit Service (M) Bhd's average EPS without NRIGrowth Rate was 18.10% per year. During the past 3 years, the average EPS without NRIGrowth Rate was -1.80% per year. During the past 5 years, the average EPS without NRI Growth Rate was 8.60% per year. During the past 10 years, the average EPS without NRI Growth Rate was 4.30% per year.

During the past 13 years, AEON Credit Service (M) Bhd's highest 3-Year average EPS without NRI Growth Rate was 43.80% per year. The lowest was -14.30% per year. And the median was 13.65% per year.


AEON Credit Service (M) Bhd  (XKLS:5139) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


AEON Credit Service (M) Bhd Earnings per Share (Diluted) Related Terms


AEON Credit Service (M) Bhd Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for AEON Credit Service (M) Bhd's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AEON Credit Service (M) Bhd Earnings per Share (Diluted) Chart

AEON Credit Service (M) Bhd Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Earnings per Share (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.70 0.80 0.81 0.73 0.76

AEON Credit Service (M) Bhd Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.14 0.18 0.28 0.19

XKLS:5139 vs V, MA, AXP: Earnings per Share (Diluted) Comparison

For the Credit Services subindustry, AEON Credit Service (M) Bhd's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AEON Credit Service (M) Bhd PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, AEON Credit Service (M) Bhd's PE Ratio distribution charts can be found below:

* The bar in red indicates where AEON Credit Service (M) Bhd's PE Ratio falls into.


XKLS:5139
88GF Score
AEON Credit Service (M) Bhd XKLS:5139
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AEON Credit Service (M) Bhd Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

AEON Credit Service (M) Bhd's Earnings Per Share (Diluted) for the fiscal year that ended in Feb. 2026 is calculated as

Diluted Earnings Per Share (A: Feb. 2026 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(471.102-0)/510.615
=0.92

AEON Credit Service (M) Bhd's Earnings Per Share (Diluted) for the quarter that ended in May. 2026 is calculated as

Diluted Earnings Per Share (Q: May. 2026 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(112.85-0)/510.615
=0.22

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM0.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of RM0.79 mean?
AEON Credit Service (M) Bhd (XKLS:5139) has a Earnings per Share (Diluted) of RM0.79 as of May. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on AEON Credit Service (M) Bhd and its competitors. According to the industry distribution chart, AEON Credit Service (M) Bhd ranks #298 out of 430 companies in the Credit Services industry, placing it in the top 69.3%.
Is AEON Credit Service (M) Bhd's Earnings per Share (Diluted) too high?
AEON Credit Service (M) Bhd's current Earnings per Share (Diluted) is RM0.79. Based on the distribution chart, AEON Credit Service (M) Bhd ranks #298 out of 430 companies in the Credit Services industry, which is below the industry midpoint. Overall, AEON Credit Service (M) Bhd has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AEON Credit Service (M) Bhd's Earnings per Share (Diluted) compare to V and MA?
According to the Credit Services industry distribution chart, AEON Credit Service (M) Bhd ranks #298 out of 430 companies for Earnings per Share (Diluted). This places AEON Credit Service (M) Bhd in the lower half of its industry. The industry median Earnings per Share (Diluted) is 11.90. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Credit Services company?
The median Earnings per Share (Diluted) among Credit Services companies is 11.90, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on AEON Credit Service (M) Bhd and its competitors. For the Credit Services industry, the median Earnings per Share (Diluted) is 11.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AEON Credit Service (M) Bhd's current Earnings per Share (Diluted) is RM0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Credit Service (M) Bhd stock overvalued right now?
Based on GuruFocus' analysis, AEON Credit Service (M) Bhd (XKLS:5139) is currently considered Modestly Undervalued. The stock's GF Value™ is RM6.80, compared to a current price of RM5.25 — trading 22.8% below its estimated fair value. The current Earnings per Share (Diluted) is RM0.79. AEON Credit Service (M) Bhd's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For AEON Credit Service (M) Bhd (XKLS:5139), the current Earnings per Share (Diluted) is RM0.79 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AEON Credit Service (M) Bhd (XKLS:5139) Overvalued in 2026?

Based on GuruFocus' analysis, AEON Credit Service (M) Bhd stock appears to be undervalued. The current stock price of RM5.25 is trading 22.8% below its estimated GF Value™ of RM6.80. GuruFocus considers AEON Credit Service (M) Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5139:

  • Earnings per Share (Diluted): RM0.79
  • GF Value™: RM6.80 vs. price of RM5.25 (22.8% below fair value)
  • GF Score™: 88/100 with 3 warning signs

No single metric tells the full story. See the XKLS:5139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AEON Credit Service (M) Bhd Business Description

Address No. 8, Jalan Kerinchi, Avenue 10, Level 18, UOA Corporate Tower, The Vertical, Bangsar South City, Kuala Lumpur, SGR, MYS, 59200
AEON Credit Service (M) Bhd offers credit cards and other loans and financing options to consumers in Malaysia. It is engaged in the provision of easy payment schemes, personal financing schemes, and issuance of payment cards under the international brand names of Visa and MasterCard.
88GF Score

Get the complete analysis for XKLS:5139

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM5.25
Price
RM6.80
GF Value