SBI HoldingsFRA:ZOF -1.57%84 Days Inventory is 100.00 as of Mar. 2026, which is 4% below its 10-year median of 104.66. GuruFocus rates FRA:ZOF with a GF Score™ of 84/100 and a GF Value™ of €13.79 (Fairly Valued). The stock has 7 warning signs investors should review. Among 42 Diversified Financial Services companies, SBI Holdings ranks worse than 61.9% on this metric.
Days Inventory is also known as Days Sales of Inventory (DSI). SBI Holdings's Average Total Inventories for the
three
months ended in Mar. 2026 was €1,235 Mil. SBI Holdings's Cost of Goods Sold for the
three
months ended in Mar. 2026 was €1,127 Mil.
Hence, SBI Holdings's Days Inventory for the
three
months ended in Mar. 2026 was 100.00.
The historical rank and industry rank for SBI Holdings's Days Inventory or its related term are showing as below:
FRA:ZOF'
s Days Inventory Range Over the Past 10 Years
Min: 93.36 Med: 104.66 Max: 139.49
Current: 103.92
During the past 13 years, SBI Holdings's highest Days Inventory was 139.49. The lowest was 93.36. And the median was 104.66.
FRA:ZOF's Days Inventory is ranked worse than 61.9% of 42
companies
in the Diversified Financial Services industry
Industry Median: 70.815
vs FRA:ZOF: 103.92
SBI Holdings's Days Inventory
declined
from Mar. 2025 (134.63) to Mar. 2026 (100.00).
Inventory Turnover measures how fast the company turns over its inventory within a year.
SBI Holdings's Inventory Turnover for the
three
months ended in Mar. 2026 was 0.91.
Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
SBI Holdings's Inventory-to-Revenue for the
three
months ended in Mar. 2026 was 0.56.
SBI Holdings (FRA:ZOF) Days Inventory Explanation
Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:
1. Inventory Turnover measures how fast the company turns over its inventory within a year.
SBI Holdings's Inventory Turnover for the
three
months ended in Mar. 2026 is calculated as
2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
SBI Holdings's Inventory to Revenue for the
three
months ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.
SBI Holdings Days Inventory Related Terms
SBI Holdings Days Inventory Historical Data
* Premium members only.
The historical data trend for SBI Holdings's Days Inventory can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, SBI Holdings's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Holdings Days Inventory vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, SBI Holdings's Days Inventory distribution charts can be found below:
* The bar in red indicates where SBI Holdings's Days Inventory falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Holdings (FRA:ZOF) has a Days Inventory of 100.00 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on SBI Holdings and its competitors. This is near median its historical median of 104.66. Over the past decade, SBI Holdings' Days Inventory has ranged from 93.36 to 139.49. According to the industry distribution chart, SBI Holdings ranks #26 out of 42 companies in the Diversified Financial Services industry, placing it in the top 61.9%.
Is SBI Holdings' Days Inventory too high?
SBI Holdings' current Days Inventory of 100.00 is near median its 10-year median of 104.66. Over the past 10 years, this metric has ranged from a low of 93.36 to a high of 139.49. The Diversified Financial Services industry median Days Inventory is 70.82. SBI Holdings' value of 100.00 is 41.2% above this industry median. Based on the distribution chart, SBI Holdings ranks #26 out of 42 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, SBI Holdings has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' Days Inventory compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, SBI Holdings ranks #26 out of 42 companies for Days Inventory. This places SBI Holdings in the lower half of its industry. The industry median Days Inventory is 70.82. SBI Holdings' value of 100.00 is 41.2% above this benchmark. Historically, SBI Holdings' own Days Inventory has ranged from 93.36 to 139.49 over the past decade. While the company's 10-year median is 104.66 vs. the industry median of 70.82, SBI Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Diversified Financial Services company?
The median Days Inventory among Diversified Financial Services companies is 70.82, based on 42 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Holdings's current Days Inventory of 100.00 is 41.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on SBI Holdings and its competitors. For the Diversified Financial Services industry, the median Days Inventory is 70.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Holdings's current Days Inventory is 100.00, which is near median its own 10-year median of 104.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (FRA:ZOF) is currently considered Fairly Valued. The stock's GF Value™ is €13.79, compared to a current price of €14.45 — trading 4.7% above its estimated fair value. The current Days Inventory is 100.00, which is near median its 10-year median of 104.66 and 41.2% above the Diversified Financial Services industry median of 70.82. SBI Holdings' overall GF Score™ is 84/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For SBI Holdings (FRA:ZOF), the current Days Inventory is 100.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Holdings (FRA:ZOF) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Holdings stock appears to be overvalued.
The current stock price of €14.45 is trading 4.7% above its estimated GF Value™ of €13.79.
GuruFocus considers SBI Holdings to be Fairly Valued.
Key valuation signals for FRA:ZOF:
Days Inventory: 100.00 (near median its 10-year median of 104.66)
GF Value™: €13.79 vs. price of €14.45 (4.7% above fair value)
Industry Position: 41.2% above the Diversified Financial Services median (#26 of 42)
No single metric tells the full story. See the FRA:ZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
84GF Score
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