SBI Holdings (FRA:ZOF) EPS without NRI: €3.51 (TTM As of Mar. 2026)


FRA:ZOF SBI Holdings Inc FRA:ZOF
82 GF Score
Price €14.21
GF Value €13.97
Valuation Fairly Valued
! 7 Warning Signs
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What is SBI Holdings EPS without NRI?

SBI Holdings FRA:ZOF +0.50% 82 EPS without NRI is €3.51 as of Mar. 2026. GuruFocus rates FRA:ZOF with a GF Score™ of 82/100 and a GF Value™ of €13.97 (Fairly Valued). The stock has 7 warning signs investors should review. Among 174 Diversified Financial Services companies, SBI Holdings ranks better than 97.13% on this metric.

SBI Holdings's earnings per share without non-recurring items for the three months ended in Mar. 2026 was €0.61. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was €3.51.

During the past 12 months, SBI Holdings's average earnings per share (NRI) Growth Rate was 143.50% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 122.70% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 23.60% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 16.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for SBI Holdings's EPS without NRI or its related term are showing as below:

FRA:ZOF' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -67.4   Med: 8.1   Max: 420.9
Current: 122.7

During the past 13 years, SBI Holdings's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 420.90% per year. The lowest was -67.40% per year. And the median was 8.10% per year.

FRA:ZOF's 3-Year EPS without NRI Growth Rate is ranked better than
97.13% of 174 companies
in the Diversified Financial Services industry
Industry Median: 19 vs FRA:ZOF: 122.70

SBI Holdings's EPS (Diluted) for the three months ended in Mar. 2026 was €0.62. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €3.52.

SBI Holdings's EPS (Basic) for the three months ended in Mar. 2026 was €0.66. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was €3.76.


SBI Holdings  (FRA:ZOF) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


SBI Holdings EPS without NRI Related Terms


SBI Holdings EPS without NRI Historical Data

* Premium members only.

The historical data trend for SBI Holdings's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Holdings EPS without NRI Chart

SBI Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.43 0.39 0.85 1.59 3.39

SBI Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.78 0.67 1.45 0.61

FRA:ZOF vs VOYA, FRHC: EPS without NRI Comparison

For the Financial Conglomerates subindustry, SBI Holdings's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Holdings PE Ratio without NRI vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, SBI Holdings's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where SBI Holdings's PE Ratio without NRI falls into.


FRA:ZOF
82GF Score
SBI Holdings Inc FRA:ZOF
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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SBI Holdings EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of €3.51 mean?
SBI Holdings (FRA:ZOF) has a EPS without NRI of €3.51 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on SBI Holdings and its competitors. According to the industry distribution chart, SBI Holdings ranks #5 out of 174 companies in the Diversified Financial Services industry, placing it in the top 2.9%.
Is SBI Holdings' EPS without NRI too high?
SBI Holdings' current EPS without NRI is €3.51. Based on the distribution chart, SBI Holdings ranks #5 out of 174 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, SBI Holdings has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' EPS without NRI compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, SBI Holdings ranks #5 out of 174 companies for EPS without NRI. This places SBI Holdings in the top 3% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 19.00. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Diversified Financial Services company?
The median EPS without NRI among Diversified Financial Services companies is 19.00, based on 174 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on SBI Holdings and its competitors. For the Diversified Financial Services industry, the median EPS without NRI is 19.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Holdings's current EPS without NRI is €3.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (FRA:ZOF) is currently considered Fairly Valued. The stock's GF Value™ is €13.97, compared to a current price of €14.21 — trading 1.7% above its estimated fair value. The current EPS without NRI is €3.51. SBI Holdings' overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For SBI Holdings (FRA:ZOF), the current EPS without NRI is €3.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Holdings (FRA:ZOF) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Holdings stock appears to be overvalued. The current stock price of €14.21 is trading 1.7% above its estimated GF Value™ of €13.97. GuruFocus considers SBI Holdings to be Fairly Valued.

Key valuation signals for FRA:ZOF:

  • EPS without NRI: €3.51
  • GF Value™: €13.97 vs. price of €14.21 (1.7% above fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the FRA:ZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBI Holdings Business Description

Address 1-6-1 Roppongi, Minato-ku, Tokyo, JPN, 106-6019
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
82GF Score

Get the complete analysis for FRA:ZOF

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.21
Price
€13.97
GF Value