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SBI HoldingsFRA:ZOF +0.16%80 Days Sales Outstanding is 2,315.97 as of Jun. 2026, which is 52% above its 10-year median of 1,520.02. GuruFocus rates FRA:ZOF with a GF Score™ of 80/100 and a GF Value™ of €15.34 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 66 Diversified Financial Services companies, SBI Holdings ranks worse than 100% on this metric.
SBI Holdings's average Accounts Receivable for the
three
months ended in Jun. 2026 was €78,246 Mil. SBI Holdings's Revenue for the
three
months ended in Jun. 2026 was €3,083 Mil.
Hence, SBI Holdings's Days Sales Outstanding for the
three
months ended in Jun. 2026 was 2,315.97.
The historical rank and industry rank for SBI Holdings's Days Sales Outstanding or its related term are showing as below:
FRA:ZOF'
s Days Sales Outstanding Range Over the Past 10 Years
Min: 564.58 Med: 1520.02 Max: 3601.23
Current: 2595.88
During the past 13 years, SBI Holdings's highest Days Sales Outstanding was 3601.23. The lowest was 564.58. And the median was 1520.02.
FRA:ZOF's Days Sales Outstanding is ranked worse than 100% of 66
companies
in the Diversified Financial Services industry
Industry Median: 67.335
vs FRA:ZOF: 2595.88
SBI Holdings's Days Sales Outstanding
declined
from Jun. 2025 (2,899.80) to Jun. 2026 (2,315.97).
SBI Holdings (FRA:ZOF) Days Sales Outstanding Explanation
For retailers, when we compare Days Sales Outstanding, it is important to compare the same period in the previous years.
SBI Holdings Days Sales Outstanding Related Terms
SBI Holdings Days Sales Outstanding Historical Data
* Premium members only.
The historical data trend for SBI Holdings's Days Sales Outstanding can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:ZOF vs FRHC, VOYA: Days Sales Outstanding Comparison
For the Financial Conglomerates subindustry, SBI Holdings's Days Sales Outstanding, along with its competitors' market caps and Days Sales Outstanding data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Holdings Days Sales Outstanding vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, SBI Holdings's Days Sales Outstanding distribution charts can be found below:
* The bar in red indicates where SBI Holdings's Days Sales Outstanding falls into.
Days Sales Outstanding measures the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Days Sales Outstanding of 2,315.97 mean?
SBI Holdings (FRA:ZOF) has a Days Sales Outstanding of 2,315.97 as of Jun. 2026. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on SBI Holdings and its competitors. This is 52% above median its historical median of 1,520.02. Over the past decade, SBI Holdings' Days Sales Outstanding has ranged from 564.58 to 3,601.23. According to the industry distribution chart, SBI Holdings ranks #66 out of 66 companies in the Diversified Financial Services industry.
Is SBI Holdings' Days Sales Outstanding too high?
SBI Holdings' current Days Sales Outstanding of 2,315.97 is 52% above median its 10-year median of 1,520.02. Over the past 10 years, this metric has ranged from a low of 564.58 to a high of 3,601.23. The Diversified Financial Services industry median Days Sales Outstanding is 67.34. SBI Holdings' value of 2,315.97 is 3339.5% above this industry median. Based on the distribution chart, SBI Holdings ranks #66 out of 66 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, SBI Holdings has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' Days Sales Outstanding compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, SBI Holdings ranks #66 out of 66 companies for Days Sales Outstanding. This places SBI Holdings in the lower half of its industry. The industry median Days Sales Outstanding is 67.34. SBI Holdings' value of 2,315.97 is 3339.5% above this benchmark. Historically, SBI Holdings' own Days Sales Outstanding has ranged from 564.58 to 3,601.23 over the past decade. While the company's 10-year median is 1,520.02 vs. the industry median of 67.34, SBI Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Sales Outstanding for a Diversified Financial Services company?
The median Days Sales Outstanding among Diversified Financial Services companies is 67.34, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a Days Sales Outstanding significantly above this median, while those in the bottom quartile fall well below. However, Days Sales Outstanding should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Holdings's current Days Sales Outstanding of 2,315.97 is 3339.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Sales Outstanding mean?
A high Days Sales Outstanding can signal that a stock is expensive relative to its fundamentals. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on SBI Holdings and its competitors. For the Diversified Financial Services industry, the median Days Sales Outstanding is 67.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Holdings's current Days Sales Outstanding is 2,315.97, which is 52% above median its own 10-year median of 1,520.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (FRA:ZOF) is currently considered Modestly Overvalued. The stock's GF Value™ is €15.34, compared to a current price of €18.44 — trading 20.2% above its estimated fair value. The current Days Sales Outstanding is 2,315.97, which is 52% above median its 10-year median of 1,520.02 and 3339.5% above the Diversified Financial Services industry median of 67.34. SBI Holdings' overall GF Score™ is 80/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Sales Outstanding calculated?
Days Sales Outstanding is calculated from a company's financial statements. For SBI Holdings (FRA:ZOF), the current Days Sales Outstanding is 2,315.97 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Holdings (FRA:ZOF) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Holdings stock appears to be overvalued.
The current stock price of €18.44 is trading 20.2% above its estimated GF Value™ of €15.34.
GuruFocus considers SBI Holdings to be Modestly Overvalued.
Key valuation signals for FRA:ZOF:
Days Sales Outstanding: 2,315.97 (52% above median its 10-year median of 1,520.02)
GF Value™: €15.34 vs. price of €18.44 (20.2% above fair value)
Industry Position: 3339.5% above the Diversified Financial Services median (#66 of 66)
No single metric tells the full story. See the FRA:ZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
80GF Score
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Days Sales Outstanding is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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