SBI Holdings (FRA:ZOF) Receivables Turnover: 0.03 (As of Mar. 2026)


FRA:ZOF SBI Holdings Inc FRA:ZOF
80 GF Score
Price €14.51
GF Value €13.53
Valuation Fairly Valued
! 7 Warning Signs
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What is SBI Holdings Receivables Turnover?

SBI Holdings FRA:ZOF -1.23% 80 Receivables Turnover is 0.03 as of Mar. 2026. GuruFocus rates FRA:ZOF with a GF Score™ of 80/100 and a GF Value™ of €13.53 (Fairly Valued). The stock has 7 warning signs investors should review. Among 73 Diversified Financial Services companies, SBI Holdings ranks worse than 98.63% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. SBI Holdings's Revenue for the three months ended in Mar. 2026 was €2,218 Mil. SBI Holdings's average Accounts Receivable for the three months ended in Mar. 2026 was €78,979 Mil. Hence, SBI Holdings's Receivables Turnover for the three months ended in Mar. 2026 was 0.03.


SBI Holdings  (FRA:ZOF) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


SBI Holdings Receivables Turnover Related Terms


SBI Holdings Receivables Turnover Historical Data

* Premium members only.

The historical data trend for SBI Holdings's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Holdings Receivables Turnover Chart

SBI Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.10 0.10 0.11 0.13

SBI Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.03 0.03 0.04 0.03

FRA:ZOF vs VOYA, FRHC: Receivables Turnover Comparison

For the Financial Conglomerates subindustry, SBI Holdings's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Holdings Receivables Turnover vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, SBI Holdings's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where SBI Holdings's Receivables Turnover falls into.


FRA:ZOF
80GF Score
SBI Holdings Inc FRA:ZOF
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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SBI Holdings Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

SBI Holdings's Receivables Turnover for the fiscal year that ended in Mar. 2026 is calculated as

Receivables Turnover (A: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (A: Mar. 2026 ) / ((Accounts Receivable (A: Mar. 2025 ) + Accounts Receivable (A: Mar. 2026 )) / count )
=10338.651 / ((84734.101 + 77151.023) / 2 )
=10338.651 / 80942.562
=0.13

SBI Holdings's Receivables Turnover for the quarter that ended in Mar. 2026 is calculated as

Receivables Turnover (Q: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Mar. 2026 ) / ((Accounts Receivable (Q: Dec. 2025 ) + Accounts Receivable (Q: Mar. 2026 )) / count )
=2218.332 / ((80807.74 + 77151.023) / 2 )
=2218.332 / 78979.3815
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 0.03 mean?
SBI Holdings (FRA:ZOF) has a Receivables Turnover of 0.03 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on SBI Holdings and its competitors. According to the industry distribution chart, SBI Holdings ranks #72 out of 73 companies in the Diversified Financial Services industry, placing it in the top 98.6%.
Is SBI Holdings' Receivables Turnover too high?
SBI Holdings' current Receivables Turnover is 0.03. The Diversified Financial Services industry median Receivables Turnover is 5.00. SBI Holdings' value of 0.03 is 99.4% below this industry median. Based on the distribution chart, SBI Holdings ranks #72 out of 73 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, SBI Holdings has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' Receivables Turnover compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, SBI Holdings ranks #72 out of 73 companies for Receivables Turnover. This places SBI Holdings in the lower half of its industry. The industry median Receivables Turnover is 5.00. SBI Holdings' value of 0.03 is 99.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Diversified Financial Services company?
The median Receivables Turnover among Diversified Financial Services companies is 5.00, based on 73 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Holdings's current Receivables Turnover of 0.03 is 99.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on SBI Holdings and its competitors. For the Diversified Financial Services industry, the median Receivables Turnover is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Holdings's current Receivables Turnover is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (FRA:ZOF) is currently considered Fairly Valued. The stock's GF Value™ is €13.53, compared to a current price of €14.51 — trading 7.2% above its estimated fair value. The current Receivables Turnover is 0.03 and 99.4% below the Diversified Financial Services industry median of 5.00. SBI Holdings' overall GF Score™ is 80/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For SBI Holdings (FRA:ZOF), the current Receivables Turnover is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Holdings (FRA:ZOF) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Holdings stock appears to be overvalued. The current stock price of €14.51 is trading 7.2% above its estimated GF Value™ of €13.53. GuruFocus considers SBI Holdings to be Fairly Valued.

Key valuation signals for FRA:ZOF:

  • Receivables Turnover: 0.03
  • GF Value™: €13.53 vs. price of €14.51 (7.2% above fair value)
  • GF Score™: 80/100 with 7 warning signs
  • Industry Position: 99.4% below the Diversified Financial Services median (#72 of 73)

No single metric tells the full story. See the FRA:ZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBI Holdings Business Description

Address 1-6-1 Roppongi, Minato-ku, Tokyo, JPN, 106-6019
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
80GF Score

Get the complete analysis for FRA:ZOF

Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.51
Price
€13.53
GF Value