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SBI HoldingsFRA:ZOF +8.75%73 EV-to-OCF is 4.14 as of Aug. 01, 2026, which is 327% above its 10-year median of 0.97. GuruFocus rates FRA:ZOF with a GF Score™ of 73/100 and a GF Value™ of €15.46 (Fairly Valued). The stock has 7 warning signs investors should review. Among 545 Diversified Financial Services companies, SBI Holdings ranks worse than 83.3% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, SBI Holdings's Enterprise Value is €21,271 Mil.
SBI Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €5,142 Mil. Therefore, SBI Holdings's EV-to-OCF for today is 4.14.
The historical rank and industry rank for SBI Holdings's EV-to-OCF or its related term are showing as below:
FRA:ZOF'
s EV-to-OCF Range Over the Past 10 Years
Min: -1157.15 Med: 0.97 Max: 5532.39
Current: 4.33
During the past 13 years, the highest EV-to-OCF of SBI Holdings was 5532.39. The lowest was -1157.15. And the median was 0.97.
FRA:ZOF's EV-to-OCF is ranked worse than 83.3% of 545
companies
in the Diversified Financial Services industry
Industry Median: -34.4
vs FRA:ZOF: 4.33
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
SBI Holdings's PE Ratio (TTM) for today is calculated as:
SBI Holdings's share price for today is €16.22.
SBI Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.892.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
SBI Holdings EV-to-OCF Related Terms
SBI Holdings EV-to-OCF Historical Data
* Premium members only.
The historical data trend for SBI Holdings's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, SBI Holdings's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Holdings EV-to-OCF vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, SBI Holdings's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where SBI Holdings's EV-to-OCF falls into.
SBI Holdings's current Enterprise Value is €21,271 Mil.
SBI Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €5,142 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Holdings (FRA:ZOF) has a EV-to-OCF of 4.14 as of Aug. 01, 2026. This is 327% above median its historical median of 0.97. According to the industry distribution chart, SBI Holdings ranks #454 out of 545 companies in the Diversified Financial Services industry, placing it in the top 83.3%.
Is SBI Holdings' EV-to-OCF too high?
SBI Holdings' current EV-to-OCF of 4.14 is 327% above median its 10-year median of 0.97. Based on the distribution chart, SBI Holdings ranks #454 out of 545 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, SBI Holdings has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' EV-to-OCF compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, SBI Holdings ranks #454 out of 545 companies for EV-to-OCF. This places SBI Holdings in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Diversified Financial Services company?
A good EV-to-OCF depends on the Diversified Financial Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. SBI Holdings's current EV-to-OCF is 4.14, which is 327% above median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (FRA:ZOF) is currently considered Fairly Valued. The stock's GF Value™ is €15.46, compared to a current price of €16.22 — trading 4.9% above its estimated fair value. The current EV-to-OCF is 4.14, which is 327% above median its 10-year median of 0.97. SBI Holdings' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For SBI Holdings (FRA:ZOF), the current EV-to-OCF is 4.14 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Holdings (FRA:ZOF) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Holdings stock appears to be overvalued.
The current stock price of €16.22 is trading 4.9% above its estimated GF Value™ of €15.46.
GuruFocus considers SBI Holdings to be Fairly Valued.
Key valuation signals for FRA:ZOF:
EV-to-OCF: 4.14 (327% above median its 10-year median of 0.97)
GF Value™: €15.46 vs. price of €16.22 (4.9% above fair value)
No single metric tells the full story. See the FRA:ZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
73GF Score
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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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