SBI Holdings (FRA:ZOF) Pre-Tax Income: €3,587 Mil (TTM As of Jun. 2026)

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FRA:ZOF SBI Holdings Inc FRA:ZOF
76 GF Score
Price €17.16
GF Value €15.40
Valuation Modestly Overvalued
! 7 Warning Signs
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What is SBI Holdings Pre-Tax Income?

SBI Holdings FRA:ZOF -2.17% 76 Pre-Tax Income is €3,587 Mil as of Jun. 2026. GuruFocus rates FRA:ZOF with a GF Score™ of 76/100 and a GF Value™ of €15.40 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. SBI Holdings's pretax income for the three months ended in Jun. 2026 was €1,219 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was €3,587 Mil. SBI Holdings's pretax margin was 39.55%.

During the past 13 years, SBI Holdings's highest Pretax Margin was 54.05%. The lowest was 10.67%. And the median was 20.43%.


SBI Holdings  (FRA:ZOF) Pre-Tax Income Explanation

SBI Holdings's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=1219.174/3082.909
=39.55%

During the past 13 years, SBI Holdings's highest Pretax Margin was 54.05%. The lowest was 10.67%. And the median was 20.43%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SBI Holdings Pre-Tax Income Related Terms


SBI Holdings Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for SBI Holdings's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Holdings Pre-Tax Income Chart

SBI Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,160.41 713.72 869.34 1,751.79 2,816.42

SBI Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 542.17 701.55 1,211.65 454.36 1,219.17

FRA:ZOF vs FRHC, VOYA: Pre-Tax Income Comparison

For the Financial Conglomerates subindustry, SBI Holdings's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Holdings Pre-Tax Income vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, SBI Holdings's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where SBI Holdings's Pre-Tax Income falls into.


FRA:ZOF
76GF Score
SBI Holdings Inc FRA:ZOF
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SBI Holdings Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

SBI Holdings's Pretax Income for the fiscal year that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=2603.46+0+0+0+212.959
=2,816

SBI Holdings's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=1153.894+0+0+0+65.28
=1,219

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3,587 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of €3,587 Mil mean?
SBI Holdings (FRA:ZOF) has a Pre-Tax Income of €3,587 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on SBI Holdings and its competitors.
Is SBI Holdings' Pre-Tax Income too high?
SBI Holdings' current Pre-Tax Income is €3,587 Mil. Overall, SBI Holdings has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' Pre-Tax Income compare to FRHC and VOYA?
SBI Holdings' Pre-Tax Income of €3,587 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Diversified Financial Services company?
A good Pre-Tax Income depends on the Diversified Financial Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on SBI Holdings and its competitors. SBI Holdings's current Pre-Tax Income is €3,587 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (FRA:ZOF) is currently considered Modestly Overvalued. The stock's GF Value™ is €15.40, compared to a current price of €17.16 — trading 11.4% above its estimated fair value. The current Pre-Tax Income is €3,587 Mil. SBI Holdings' overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For SBI Holdings (FRA:ZOF), the current Pre-Tax Income is €3,587 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Holdings (FRA:ZOF) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Holdings stock appears to be overvalued. The current stock price of €17.16 is trading 11.4% above its estimated GF Value™ of €15.40. GuruFocus considers SBI Holdings to be Modestly Overvalued.

Key valuation signals for FRA:ZOF:

  • Pre-Tax Income: €3,587 Mil
  • GF Value™: €15.40 vs. price of €17.16 (11.4% above fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the FRA:ZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBI Holdings Business Description

Address 1-6-1 Roppongi, Minato-ku, Tokyo, JPN, 106-6019
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
76GF Score

Get the complete analysis for FRA:ZOF

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.16
Price
€15.40
GF Value