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SBI HoldingsFRA:ZOF +2.98%73 EV-to-EBIT is 6.07 as of Jul. 22, 2026, which is 63% below its 10-year median of 16.62. GuruFocus rates FRA:ZOF with a GF Score™ of 73/100 and a GF Value™ of €13.81 (Fairly Valued). The stock has 7 warning signs investors should review. Among 150 Diversified Financial Services companies, SBI Holdings ranks worse than 58% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
SBI Holdings's Enterprise Value for the quarter that ended in Mar. 2026 was €16,777 Mil.
SBI Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2,704 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Holdings EV-to-EBIT Related Terms
SBI Holdings EV-to-EBIT Historical Data
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The historical data trend for SBI Holdings's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, SBI Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Holdings EV-to-EBIT vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, SBI Holdings's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where SBI Holdings's EV-to-EBIT falls into.
SBI Holdings's current Enterprise Value is €16,421 Mil.
SBI Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2,704 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Holdings (FRA:ZOF) has a EV-to-EBIT of 6.07 as of Jul. 22, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on SBI Holdings and its competitors. This is 63% below median its historical median of 16.62. Over the past decade, SBI Holdings' EV-to-EBIT has ranged from 3.52 to 31.44. According to the industry distribution chart, SBI Holdings ranks #87 out of 150 companies in the Diversified Financial Services industry, placing it in the top 58%.
Is SBI Holdings' EV-to-EBIT too high?
SBI Holdings' current EV-to-EBIT of 6.07 is 63% below median its 10-year median of 16.62. Over the past 10 years, this metric has ranged from a low of 3.52 to a high of 31.44. The Diversified Financial Services industry median EV-to-EBIT is 4.56. SBI Holdings' value of 6.07 is 33.1% above this industry median. Based on the distribution chart, SBI Holdings ranks #87 out of 150 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, SBI Holdings has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' EV-to-EBIT compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, SBI Holdings ranks #87 out of 150 companies for EV-to-EBIT. This places SBI Holdings in the lower half of its industry. The industry median EV-to-EBIT is 4.56. SBI Holdings' value of 6.07 is 33.1% above this benchmark. Historically, SBI Holdings' own EV-to-EBIT has ranged from 3.52 to 31.44 over the past decade. While the company's 10-year median is 16.62 vs. the industry median of 4.56, SBI Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Diversified Financial Services company?
The median EV-to-EBIT among Diversified Financial Services companies is 4.56, based on 150 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Holdings's current EV-to-EBIT of 6.07 is 33.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on SBI Holdings and its competitors. For the Diversified Financial Services industry, the median EV-to-EBIT is 4.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Holdings's current EV-to-EBIT is 6.07, which is 63% below median its own 10-year median of 16.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (FRA:ZOF) is currently considered Fairly Valued. The stock's GF Value™ is €13.81, compared to a current price of €14.87 — trading 7.6% above its estimated fair value. The current EV-to-EBIT is 6.07, which is 63% below median its 10-year median of 16.62 and 33.1% above the Diversified Financial Services industry median of 4.56. SBI Holdings' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For SBI Holdings (FRA:ZOF), the current EV-to-EBIT is 6.07 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Holdings (FRA:ZOF) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Holdings stock appears to be overvalued.
The current stock price of €14.87 is trading 7.6% above its estimated GF Value™ of €13.81.
GuruFocus considers SBI Holdings to be Fairly Valued.
Key valuation signals for FRA:ZOF:
EV-to-EBIT: 6.07 (63% below median its 10-year median of 16.62)
GF Value™: €13.81 vs. price of €14.87 (7.6% above fair value)
Industry Position: 33.1% above the Diversified Financial Services median (#87 of 150)
No single metric tells the full story. See the FRA:ZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
73GF Score
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