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SBI HoldingsFRA:ZOF -2.86%76 3-Year Share Buyback Ratio is -5.90 as of Jun. 2026. GuruFocus rates FRA:ZOF with a GF Score™ of 76/100 and a GF Value™ of €16.78 (Fairly Valued). The stock has 7 warning signs investors should review. Among 139 Diversified Financial Services companies, SBI Holdings ranks worse than 62.59% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. SBI Holdings's current 3-Year Share Buyback Ratio was -5.90%.
The historical rank and industry rank for SBI Holdings's 3-Year Share Buyback Ratio or its related term are showing as below:
FRA:ZOF'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -21.1 Med: -5.7 Max: 2
Current: -5.9
During the past 13 years, SBI Holdings's highest 3-Year Share Buyback Ratio was 2.00%. The lowest was -21.10%. And the median was -5.70%.
FRA:ZOF's 3-Year Share Buyback Ratio is ranked worse than 62.59% of 139
companies
in the Diversified Financial Services industry
Industry Median: -2.6
vs FRA:ZOF: -5.90
SBI Holdings (FRA:ZOF) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
SBI Holdings 3-Year Share Buyback Ratio Related Terms
FRA:ZOF vs FRHC, VOYA: 3-Year Share Buyback Ratio Comparison
For the Financial Conglomerates subindustry, SBI Holdings's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Holdings 3-Year Share Buyback Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, SBI Holdings's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where SBI Holdings's 3-Year Share Buyback Ratio falls into.
SBI Holdings 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of -5.90 mean?
SBI Holdings (FRA:ZOF) has a 3-Year Share Buyback Ratio of -5.90 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for SBI Holdings and its competitors. According to the industry distribution chart, SBI Holdings ranks #87 out of 139 companies in the Diversified Financial Services industry, placing it in the top 62.6%.
Is SBI Holdings' 3-Year Share Buyback Ratio too high?
SBI Holdings' current 3-Year Share Buyback Ratio is -5.90. Based on the distribution chart, SBI Holdings ranks #87 out of 139 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, SBI Holdings has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' 3-Year Share Buyback Ratio compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, SBI Holdings ranks #87 out of 139 companies for 3-Year Share Buyback Ratio. This places SBI Holdings in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Diversified Financial Services company?
A good 3-Year Share Buyback Ratio depends on the Diversified Financial Services industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for SBI Holdings and its competitors. SBI Holdings's current 3-Year Share Buyback Ratio is -5.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (FRA:ZOF) is currently considered Fairly Valued. The stock's GF Value™ is €16.78, compared to a current price of €16.28 — trading 3% below its estimated fair value. The current 3-Year Share Buyback Ratio is -5.90. SBI Holdings' overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For SBI Holdings (FRA:ZOF), the current 3-Year Share Buyback Ratio is -5.90 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Holdings (FRA:ZOF) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Holdings stock appears to be undervalued.
The current stock price of €16.28 is trading 3% below its estimated GF Value™ of €16.78.
GuruFocus considers SBI Holdings to be Fairly Valued.
Key valuation signals for FRA:ZOF:
3-Year Share Buyback Ratio: -5.90
GF Value™: €16.78 vs. price of €16.28 (3% below fair value)
No single metric tells the full story. See the FRA:ZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
76GF Score
Get the complete analysis for FRA:ZOF
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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