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SBI HoldingsFRA:ZOF -2.30%73 3-1 Month Momentum % is -11.18% as of Jul. 27, 2026. GuruFocus rates FRA:ZOF with a GF Score™ of 73/100 and a GF Value™ of €13.77 (Fairly Valued). The stock has 7 warning signs investors should review. Among 533 Diversified Financial Services companies, SBI Holdings ranks worse than 79.17% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-27), SBI Holdings's 3-1 Month Momentum % is -11.18%.
The industry rank for SBI Holdings's 3-1 Month Momentum % or its related term are showing as below:
FRA:ZOF's 3-1 Month Momentum % is ranked worse than 79.17% of 533
companies
in the Diversified Financial Services industry
Industry Median: 0.4
vs FRA:ZOF: -11.18
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
SBI Holdings 3-1 Month Momentum % Related Terms
FRA:ZOF vs FRHC, VOYA: 3-1 Month Momentum % Comparison
For the Financial Conglomerates subindustry, SBI Holdings's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Holdings 3-1 Month Momentum % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, SBI Holdings's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where SBI Holdings's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Holdings (FRA:ZOF) has a 3-1 Month Momentum % of -11.18% as of Jul. 27, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on SBI Holdings and its competitors. According to the industry distribution chart, SBI Holdings ranks #422 out of 533 companies in the Diversified Financial Services industry, placing it in the top 79.2%.
Is SBI Holdings' 3-1 Month Momentum % too high?
SBI Holdings' current 3-1 Month Momentum % is -11.18%. Based on the distribution chart, SBI Holdings ranks #422 out of 533 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, SBI Holdings has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' 3-1 Month Momentum % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, SBI Holdings ranks #422 out of 533 companies for 3-1 Month Momentum %. This places SBI Holdings in the lower half of its industry. The industry median 3-1 Month Momentum % is 0.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Diversified Financial Services company?
The median 3-1 Month Momentum % among Diversified Financial Services companies is 0.40, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on SBI Holdings and its competitors. For the Diversified Financial Services industry, the median 3-1 Month Momentum % is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Holdings's current 3-1 Month Momentum % is -11.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (FRA:ZOF) is currently considered Fairly Valued. The stock's GF Value™ is €13.77, compared to a current price of €14.90 — trading 8.2% above its estimated fair value. The current 3-1 Month Momentum % is -11.18%. SBI Holdings' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For SBI Holdings (FRA:ZOF), the current 3-1 Month Momentum % is -11.18% as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Holdings (FRA:ZOF) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Holdings stock appears to be overvalued.
The current stock price of €14.90 is trading 8.2% above its estimated GF Value™ of €13.77.
GuruFocus considers SBI Holdings to be Fairly Valued.
Key valuation signals for FRA:ZOF:
3-1 Month Momentum %: -11.18%
GF Value™: €13.77 vs. price of €14.90 (8.2% above fair value)
No single metric tells the full story. See the FRA:ZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
73GF Score
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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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