SBI Holdings (FRA:ZOF) Long-Term Debt: €38,213 Mil (As of Mar. 2026)


FRA:ZOF SBI Holdings Inc FRA:ZOF
82 GF Score
Price €14.35
GF Value €13.53
Valuation Fairly Valued
! 7 Warning Signs
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What is SBI Holdings Long-Term Debt?

SBI Holdings FRA:ZOF +0.95% 82 Long-Term Debt is €38,213 Mil as of Mar. 2026. GuruFocus rates FRA:ZOF with a GF Score™ of 82/100 and a GF Value™ of €13.53 (Fairly Valued). The stock has 7 warning signs investors should review.

SBI Holdings's Long-Term Debt for the quarter that ended in Mar. 2026 was €38,213 Mil.

SBI Holdings's quarterly Long-Term Debt declined from Sep. 2025 (€35,062 Mil) to Dec. 2025 (€34,728 Mil) but then increased from Dec. 2025 (€34,728 Mil) to Mar. 2026 (€38,213 Mil).

SBI Holdings's annual Long-Term Debt increased from Mar. 2024 (€27,493 Mil) to Mar. 2025 (€35,505 Mil) and increased from Mar. 2025 (€35,505 Mil) to Mar. 2026 (€38,213 Mil).

SBI Holdings  (FRA:ZOF) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

SBI Holdings Long-Term Debt Related Terms

SBI Holdings Long-Term Debt Historical Data

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The historical data trend for SBI Holdings's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Holdings Long-Term Debt Chart

SBI Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30,354.26 25,717.05 27,492.67 35,504.96 38,213.09

SBI Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35,504.96 35,338.23 35,062.22 34,728.40 38,213.09
FRA:ZOF
82GF Score
SBI Holdings Inc FRA:ZOF
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €38,213 Mil mean?
SBI Holdings (FRA:ZOF) has a Long-Term Debt of €38,213 Mil as of Mar. 2026.
Is SBI Holdings' Long-Term Debt too high?
SBI Holdings' current Long-Term Debt is €38,213 Mil. Overall, SBI Holdings has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' Long-Term Debt compare to VOYA and FRHC?
SBI Holdings' Long-Term Debt of €38,213 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Diversified Financial Services company?
A good Long-Term Debt depends on the Diversified Financial Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. SBI Holdings's current Long-Term Debt is €38,213 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (FRA:ZOF) is currently considered Fairly Valued. The stock's GF Value™ is €13.53, compared to a current price of €14.35 — trading 6% above its estimated fair value. The current Long-Term Debt is €38,213 Mil. SBI Holdings' overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For SBI Holdings (FRA:ZOF), the current Long-Term Debt is €38,213 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Holdings (FRA:ZOF) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Holdings stock appears to be overvalued. The current stock price of €14.35 is trading 6% above its estimated GF Value™ of €13.53. GuruFocus considers SBI Holdings to be Fairly Valued.

Key valuation signals for FRA:ZOF:

  • Long-Term Debt: €38,213 Mil
  • GF Value™: €13.53 vs. price of €14.35 (6% above fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the FRA:ZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SBI Holdings Business Description

Address 1-6-1 Roppongi, Minato-ku, Tokyo, JPN, 106-6019
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
82GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.35
Price
€13.53
GF Value