SBI Holdings (FRA:ZOF) Tariff Resilience Score: 7/10 (As of Jul. 01, 2026)


FRA:ZOF SBI Holdings Inc FRA:ZOF
80 GF Score
Price €14.47
GF Value €13.97
Valuation Fairly Valued
! 7 Warning Signs
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What is SBI Holdings Tariff Resilience Score?

SBI Holdings FRA:ZOF +1.30% 80 Tariff Resilience Score is 7 as of Jul. 01, 2026. GuruFocus rates FRA:ZOF with a GF Score™ of 80/100 and a GF Value™ of €13.97 (Fairly Valued). The stock has 7 warning signs investors should review. Among 459 Diversified Financial Services companies, SBI Holdings ranks better than 96.3% on this metric.

SBI Holdings has the Tariff Resilience Score of 7, which implies that the company might have Highly Resilient.

SBI Holdings has SBI Holdings, primarily a financial services company, has limited direct exposure to tariffs. Its operations are diversified across Asia, providing moderate resilience.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes SBI Holdings might have Highly Resilient.

SBI Holdings  (FRA:ZOF) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

SBI Holdings Tariff Resilience Score Related Terms

FRA:ZOF vs VOYA, FRHC: Tariff Resilience Score Comparison

For the Financial Conglomerates subindustry, SBI Holdings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SBI Holdings Tariff Resilience Score vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, SBI Holdings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where SBI Holdings's Tariff Resilience Score falls into.


FRA:ZOF
80GF Score
SBI Holdings Inc FRA:ZOF
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 7 mean?
SBI Holdings (FRA:ZOF) has a Tariff Resilience Score of 7 as of Jul. 01, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, SBI Holdings ranks #17 out of 459 companies in the Diversified Financial Services industry, placing it in the top 3.7%.
Is SBI Holdings' Tariff Resilience Score too high?
SBI Holdings' current Tariff Resilience Score is 7. Based on the distribution chart, SBI Holdings ranks #17 out of 459 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, SBI Holdings has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' Tariff Resilience Score compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, SBI Holdings ranks #17 out of 459 companies for Tariff Resilience Score. This places SBI Holdings in the top 4% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Diversified Financial Services company?
A good Tariff Resilience Score depends on the Diversified Financial Services industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. SBI Holdings's current Tariff Resilience Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (FRA:ZOF) is currently considered Fairly Valued. The stock's GF Value™ is €13.97, compared to a current price of €14.47 — trading 3.6% above its estimated fair value. The current Tariff Resilience Score is 7. SBI Holdings' overall GF Score™ is 80/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For SBI Holdings (FRA:ZOF), the current Tariff Resilience Score is 7 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Holdings (FRA:ZOF) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Holdings stock appears to be overvalued. The current stock price of €14.47 is trading 3.6% above its estimated GF Value™ of €13.97. GuruFocus considers SBI Holdings to be Fairly Valued.

Key valuation signals for FRA:ZOF:

  • Tariff Resilience Score: 7
  • GF Value™: €13.97 vs. price of €14.47 (3.6% above fair value)
  • GF Score™: 80/100 with 7 warning signs

No single metric tells the full story. See the FRA:ZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SBI Holdings Business Description

Address 1-6-1 Roppongi, Minato-ku, Tokyo, JPN, 106-6019
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
80GF Score

Get the complete analysis for FRA:ZOF

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.47
Price
€13.97
GF Value