SBI HoldingsFRA:ZOF +3.45%80 Forward PE Ratio is 9.53 as of Jul. 12, 2026. GuruFocus rates FRA:ZOF with a GF Score™ of 80/100 and a GF Value™ of €13.40 (Fairly Valued). The stock has 7 warning signs investors should review. Among 33 Diversified Financial Services companies, SBI Holdings ranks better than 72.73% on this metric.
SBI Holdings's Forward PE Ratio for today is 9.53.
SBI Holdings (FRA:ZOF) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
SBI Holdings Forward PE Ratio Related Terms
SBI Holdings Forward PE Ratio Historical Data
* Premium members only.
The historical data trend for SBI Holdings's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Holdings Forward PE Ratio Chart
SBI Holdings Annual Data
Trend
2018-03
2025-03
2026-03
Forward PE Ratio
11.48
10.10
9.88
SBI Holdings Quarterly Data
2018-03
2018-06
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
11.48
13.72
9.70
10.10
10.48
8.75
10.94
9.88
FRA:ZOF vs VOYA, FRHC: Forward PE Ratio Comparison
For the Financial Conglomerates subindustry, SBI Holdings's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Holdings Forward PE Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, SBI Holdings's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where SBI Holdings's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
SBI Holdings (FRA:ZOF) has a Forward PE Ratio of 9.53 as of Jul. 12, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on SBI Holdings and its competitors. According to the industry distribution chart, SBI Holdings ranks #9 out of 33 companies in the Diversified Financial Services industry, placing it in the top 27.3%.
Is SBI Holdings' Forward PE Ratio too high?
SBI Holdings' current Forward PE Ratio is 9.53. The Diversified Financial Services industry median Forward PE Ratio is 13.28. SBI Holdings' value of 9.53 is 28.2% below this industry median. Based on the distribution chart, SBI Holdings ranks #9 out of 33 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, SBI Holdings has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' Forward PE Ratio compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, SBI Holdings ranks #9 out of 33 companies for Forward PE Ratio. This puts SBI Holdings in the upper half of its industry. The industry median Forward PE Ratio is 13.28. SBI Holdings' value of 9.53 is 28.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Diversified Financial Services company?
The median Forward PE Ratio among Diversified Financial Services companies is 13.28, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Holdings's current Forward PE Ratio of 9.53 is 28.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on SBI Holdings and its competitors. For the Diversified Financial Services industry, the median Forward PE Ratio is 13.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Holdings's current Forward PE Ratio is 9.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (FRA:ZOF) is currently considered Fairly Valued. The stock's GF Value™ is €13.40, compared to a current price of €14.84 — trading 10.7% above its estimated fair value. The current Forward PE Ratio is 9.53 and 28.2% below the Diversified Financial Services industry median of 13.28. SBI Holdings' overall GF Score™ is 80/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For SBI Holdings (FRA:ZOF), the current Forward PE Ratio is 9.53 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Holdings (FRA:ZOF) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Holdings stock appears to be overvalued.
The current stock price of €14.84 is trading 10.7% above its estimated GF Value™ of €13.40.
GuruFocus considers SBI Holdings to be Fairly Valued.
Key valuation signals for FRA:ZOF:
Forward PE Ratio: 9.53
GF Value™: €13.40 vs. price of €14.84 (10.7% above fair value)
Industry Position: 28.2% below the Diversified Financial Services median (#9 of 33)
No single metric tells the full story. See the FRA:ZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
80GF Score
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Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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