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FirstCash HoldingsSTU:FF60 -0.77%81 Days Inventory is 91.37 as of Mar. 2026, which is 18% below its 10-year median of 110.82. GuruFocus rates STU:FF60 with a GF Score™ of 81/100 and a GF Value™ of €132.19 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 101 Credit Services companies, FirstCash Holdings ranks worse than 56.44% on this metric.
The historical rank and industry rank for FirstCash Holdings's Days Inventory or its related term are showing as below:
STU:FF60'
s Days Inventory Range Over the Past 10 Years
Min: 66.63 Med: 110.82 Max: 160.07
Current: 82.72
During the past 13 years, FirstCash Holdings's highest Days Inventory was 160.07. The lowest was 66.63. And the median was 110.82.
STU:FF60's Days Inventory is ranked worse than 56.44% of 101
companies
in the Credit Services industry
Industry Median: 56.59
vs STU:FF60: 82.72
FirstCash Holdings's Days Inventory
increased
from Mar. 2025 (75.28) to Mar. 2026 (91.37).
It might indicate that FirstCash Holdings's sales slowed down.
Inventory Turnover measures how fast the company turns over its inventory within a year.
FirstCash Holdings's Inventory Turnover for the
three
months ended in Mar. 2026 was 1.00.
Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
FirstCash Holdings's Inventory-to-Revenue for the
three
months ended in Mar. 2026 was 0.48.
FirstCash Holdings (STU:FF60) Days Inventory Explanation
Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:
1. Inventory Turnover measures how fast the company turns over its inventory within a year.
FirstCash Holdings's Inventory Turnover for the
three
months ended in Mar. 2026 is calculated as
2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
FirstCash Holdings's Inventory to Revenue for the
three
months ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.
FirstCash Holdings Days Inventory Related Terms
FirstCash Holdings Days Inventory Historical Data
* Premium members only.
The historical data trend for FirstCash Holdings's Days Inventory can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:FF60 vs KLAR, OMF, CACC: Days Inventory Comparison
For the Credit Services subindustry, FirstCash Holdings's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FirstCash Holdings Days Inventory vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FirstCash Holdings's Days Inventory distribution charts can be found below:
* The bar in red indicates where FirstCash Holdings's Days Inventory falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FirstCash Holdings (STU:FF60) has a Days Inventory of 91.37 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on FirstCash Holdings and its competitors. This is 18% below median its historical median of 110.82. Over the past decade, FirstCash Holdings' Days Inventory has ranged from 66.63 to 160.07. According to the industry distribution chart, FirstCash Holdings ranks #57 out of 101 companies in the Credit Services industry, placing it in the top 56.4%.
Is FirstCash Holdings' Days Inventory too high?
FirstCash Holdings' current Days Inventory of 91.37 is 18% below median its 10-year median of 110.82. Over the past 10 years, this metric has ranged from a low of 66.63 to a high of 160.07. The Credit Services industry median Days Inventory is 56.59. FirstCash Holdings' value of 91.37 is 61.5% above this industry median. Based on the distribution chart, FirstCash Holdings ranks #57 out of 101 companies in the Credit Services industry, which is below the industry midpoint. Overall, FirstCash Holdings has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FirstCash Holdings' Days Inventory compare to KLAR and OMF?
According to the Credit Services industry distribution chart, FirstCash Holdings ranks #57 out of 101 companies for Days Inventory. This places FirstCash Holdings in the lower half of its industry. The industry median Days Inventory is 56.59. FirstCash Holdings' value of 91.37 is 61.5% above this benchmark. Historically, FirstCash Holdings' own Days Inventory has ranged from 66.63 to 160.07 over the past decade. While the company's 10-year median is 110.82 vs. the industry median of 56.59, FirstCash Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 56.59, based on 101 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FirstCash Holdings's current Days Inventory of 91.37 is 61.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on FirstCash Holdings and its competitors. For the Credit Services industry, the median Days Inventory is 56.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FirstCash Holdings's current Days Inventory is 91.37, which is 18% below median its own 10-year median of 110.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FirstCash Holdings stock overvalued right now?
Based on GuruFocus' analysis, FirstCash Holdings (STU:FF60) is currently considered Significantly Overvalued. The stock's GF Value™ is €132.19, compared to a current price of €186.55 — trading 41.1% above its estimated fair value. The current Days Inventory is 91.37, which is 18% below median its 10-year median of 110.82 and 61.5% above the Credit Services industry median of 56.59. FirstCash Holdings' overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For FirstCash Holdings (STU:FF60), the current Days Inventory is 91.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FirstCash Holdings (STU:FF60) Overvalued in 2026?
Based on GuruFocus' analysis, FirstCash Holdings stock appears to be overvalued.
The current stock price of €186.55 is trading 41.1% above its estimated GF Value™ of €132.19.
GuruFocus considers FirstCash Holdings to be Significantly Overvalued.
Key valuation signals for STU:FF60:
Days Inventory: 91.37 (18% below median its 10-year median of 110.82)
GF Value™: €132.19 vs. price of €186.55 (41.1% above fair value)
Industry Position: 61.5% above the Credit Services median (#57 of 101)
No single metric tells the full story. See the STU:FF60 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FirstCash Holdings Inc is an operator of pawn stores in the U.S., Latin America and the U.K. The company's primary line of business is the operation of retail pawn stores, also known as pawnshops. It also operates a retail POS payment solutions business. Its two business lines are organized into four reportable segments: The U.S. pawn segment consists of pawn operations in some of U.S. states and the District of Columbia; The Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia; The U.K. pawn segment consists of pawn operations in England, Scotland and Wales; and The retail POS payment solutions segment consists of the operations of American First Finance, LLC, which offers products in the U.S.
81GF Score
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