FirstCash HoldingsSTU:FF60 -0.28%75 OCF Yield % is 6.26 as of Jul. 08, 2026, which is 17% below its 10-year median of 7.52. GuruFocus rates STU:FF60 with a GF Score™ of 75/100 and a GF Value™ of €131.57 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 539 Credit Services companies, FirstCash Holdings ranks better than 65.49% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
FirstCash Holdings OCF Yield % Related Terms
FirstCash Holdings OCF Yield % Historical Data
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The historical data trend for FirstCash Holdings's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:FF60 vs KLAR, OMF, CACC: OCF Yield % Comparison
For the Credit Services subindustry, FirstCash Holdings's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FirstCash Holdings OCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FirstCash Holdings's OCF Yield % distribution charts can be found below:
* The bar in red indicates where FirstCash Holdings's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FirstCash Holdings (STU:FF60) has a OCF Yield % of 6.26 as of Jul. 08, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on FirstCash Holdings and its competitors. This is 17% below median its historical median of 7.52. Over the past decade, FirstCash Holdings' OCF Yield % has ranged from 4.03 to 11.92. According to the industry distribution chart, FirstCash Holdings ranks #186 out of 539 companies in the Credit Services industry, placing it in the top 34.5%.
Is FirstCash Holdings' OCF Yield % too high?
FirstCash Holdings' current OCF Yield % of 6.26 is 17% below median its 10-year median of 7.52. Over the past 10 years, this metric has ranged from a low of 4.03 to a high of 11.92. The Credit Services industry median OCF Yield % is 0.05. FirstCash Holdings' value of 6.26 is 12420% above this industry median. Based on the distribution chart, FirstCash Holdings ranks #186 out of 539 companies in the Credit Services industry, which is above the industry midpoint. Overall, FirstCash Holdings has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FirstCash Holdings' OCF Yield % compare to KLAR and OMF?
According to the Credit Services industry distribution chart, FirstCash Holdings ranks #186 out of 539 companies for OCF Yield %. This puts FirstCash Holdings in the upper half of its industry. The industry median OCF Yield % is 0.05. FirstCash Holdings' value of 6.26 is 12420% above this benchmark. Historically, FirstCash Holdings' own OCF Yield % has ranged from 4.03 to 11.92 over the past decade. While the company's 10-year median is 7.52 vs. the industry median of 0.05, FirstCash Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
The median OCF Yield % among Credit Services companies is 0.05, based on 539 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FirstCash Holdings's current OCF Yield % of 6.26 is 12420% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on FirstCash Holdings and its competitors. For the Credit Services industry, the median OCF Yield % is 0.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FirstCash Holdings's current OCF Yield % is 6.26, which is 17% below median its own 10-year median of 7.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FirstCash Holdings stock overvalued right now?
Based on GuruFocus' analysis, FirstCash Holdings (STU:FF60) is currently considered Significantly Overvalued. The stock's GF Value™ is €131.57, compared to a current price of €194.95 — trading 48.2% above its estimated fair value. The current OCF Yield % is 6.26, which is 17% below median its 10-year median of 7.52 and 12420% above the Credit Services industry median of 0.05. FirstCash Holdings' overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For FirstCash Holdings (STU:FF60), the current OCF Yield % is 6.26 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FirstCash Holdings (STU:FF60) Overvalued in 2026?
Based on GuruFocus' analysis, FirstCash Holdings stock appears to be overvalued.
The current stock price of €194.95 is trading 48.2% above its estimated GF Value™ of €131.57.
GuruFocus considers FirstCash Holdings to be Significantly Overvalued.
Key valuation signals for STU:FF60:
OCF Yield %: 6.26 (17% below median its 10-year median of 7.52)
GF Value™: €131.57 vs. price of €194.95 (48.2% above fair value)
Industry Position: 12420% above the Credit Services median (#186 of 539)
No single metric tells the full story. See the STU:FF60 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FirstCash Holdings Inc is an operator of pawn stores in the U.S., Latin America and the U.K. The company's primary line of business is the operation of retail pawn stores, also known as pawnshops. It also operates a retail POS payment solutions business. Its two business lines are organized into four reportable segments: The U.S. pawn segment consists of pawn operations in some of U.S. states and the District of Columbia; The Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia; The U.K. pawn segment consists of pawn operations in England, Scotland and Wales; and The retail POS payment solutions segment consists of the operations of American First Finance, LLC, which offers products in the U.S.
75GF Score
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