FirstCash Holdings (STU:FF60) Interest Expense: €-118 Mil (TTM As of Mar. 2026)

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STU:FF60 FirstCash Holdings Inc STU:FF60
87 GF Score
Price €171.15
GF Value €134.96
Valuation Modestly Overvalued
! 3 Warning Signs
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What is FirstCash Holdings Interest Expense?

FirstCash Holdings STU:FF60 -0.47% 87 Interest Expense is €-118 Mil as of Mar. 2026. GuruFocus rates STU:FF60 with a GF Score™ of 87/100 and a GF Value™ of €134.96 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. FirstCash Holdings's interest expense for the three months ended in Mar. 2026 was € -30 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was €-118 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. FirstCash Holdings's Operating Income for the three months ended in Mar. 2026 was € 152 Mil. FirstCash Holdings's Interest Expense for the three months ended in Mar. 2026 was € -30 Mil. FirstCash Holdings's Interest Coverage for the quarter that ended in Mar. 2026 was 5.09. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


FirstCash Holdings  (STU:FF60) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

FirstCash Holdings's Interest Expense for the three months ended in Mar. 2026 was €-30 Mil. Its Operating Income for the three months ended in Mar. 2026 was €152 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was €2,168 Mil.

FirstCash Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*151.945/-29.867
=5.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


FirstCash Holdings Interest Expense Historical Data

* Premium members only.

The historical data trend for FirstCash Holdings's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FirstCash Holdings Interest Expense Chart

FirstCash Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -28.66 -66.75 -85.50 -100.49 -103.58

FirstCash Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -22.83 -27.45 -30.12 -29.87 -30.99
STU:FF60
87GF Score
FirstCash Holdings Inc STU:FF60
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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FirstCash Holdings Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-118 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-118 Mil mean?
FirstCash Holdings (STU:FF60) has a Interest Expense of €-118 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on FirstCash Holdings and its competitors.
Is FirstCash Holdings' Interest Expense too high?
FirstCash Holdings' current Interest Expense is €-118 Mil. Overall, FirstCash Holdings has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FirstCash Holdings' Interest Expense compare to KLAR and OMF?
FirstCash Holdings' Interest Expense of €-118 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on FirstCash Holdings and its competitors. FirstCash Holdings's current Interest Expense is €-118 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FirstCash Holdings stock overvalued right now?
Based on GuruFocus' analysis, FirstCash Holdings (STU:FF60) is currently considered Modestly Overvalued. The stock's GF Value™ is €134.96, compared to a current price of €171.15 — trading 26.8% above its estimated fair value. The current Interest Expense is €-118 Mil. FirstCash Holdings' overall GF Score™ is 87/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For FirstCash Holdings (STU:FF60), the current Interest Expense is €-118 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FirstCash Holdings (STU:FF60) Overvalued in 2026?

Based on GuruFocus' analysis, FirstCash Holdings stock appears to be overvalued. The current stock price of €171.15 is trading 26.8% above its estimated GF Value™ of €134.96. GuruFocus considers FirstCash Holdings to be Modestly Overvalued.

Key valuation signals for STU:FF60:

  • Interest Expense: €-118 Mil
  • GF Value™: €134.96 vs. price of €171.15 (26.8% above fair value)
  • GF Score™: 87/100 with 3 warning signs

No single metric tells the full story. See the STU:FF60 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FirstCash Holdings Business Description

Other Exchanges FCFS:USAFCFS1:Mexico
Address 1600 West 7th Street, Fort Worth, TX, USA, 76102
FirstCash Holdings Inc is an operator of pawn stores in the U.S., Latin America and the U.K. The company's primary line of business is the operation of retail pawn stores, also known as pawnshops. It also operates a retail POS payment solutions business. Its two business lines are organized into four reportable segments: The U.S. pawn segment consists of pawn operations in some of U.S. states and the District of Columbia; The Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia; The U.K. pawn segment consists of pawn operations in England, Scotland and Wales; and The retail POS payment solutions segment consists of the operations of American First Finance, LLC, which offers products in the U.S.
87GF Score

Get the complete analysis for STU:FF60

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€171.15
Price
€134.96
GF Value