FirstCash Holdings (STU:FF60) ROE % Adjusted to Book Value: 5.29% (As of Mar. 2026)


STU:FF60 FirstCash Holdings Inc STU:FF60
75 GF Score
Price €191.65
GF Value €131.75
Valuation Significantly Overvalued
! 8 Warning Signs
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What is FirstCash Holdings ROE % Adjusted to Book Value?

FirstCash Holdings STU:FF60 -0.85% 75 ROE % Adjusted to Book Value is 5.29% as of Mar. 2026. GuruFocus rates STU:FF60 with a GF Score™ of 75/100 and a GF Value™ of €131.75 (Significantly Overvalued). The stock has 8 warning signs investors should review.

FirstCash Holdings's ROE % for the quarter that ended in Mar. 2026 was 18.95%. FirstCash Holdings's PB Ratio for the quarter that ended in Mar. 2026 was 3.58. FirstCash Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 5.29%.


FirstCash Holdings ROE % Adjusted to Book Value Related Terms


FirstCash Holdings ROE % Adjusted to Book Value Historical Data

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The historical data trend for FirstCash Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FirstCash Holdings ROE % Adjusted to Book Value Chart

FirstCash Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.96 6.72 4.67 5.79 4.69

FirstCash Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.15 4.03 4.90 6.05 5.29

STU:FF60 vs KLAR, OMF, CACC: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, FirstCash Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FirstCash Holdings ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, FirstCash Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where FirstCash Holdings's ROE % Adjusted to Book Value falls into.


STU:FF60
75GF Score
FirstCash Holdings Inc STU:FF60
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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FirstCash Holdings ROE % Adjusted to Book Value Calculation

FirstCash Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.45% / 3.08
=4.69%

FirstCash Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=18.95% / 3.58
=5.29%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 5.29% mean?
FirstCash Holdings (STU:FF60) has a ROE % Adjusted to Book Value of 5.29% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on FirstCash Holdings and its competitors.
Is FirstCash Holdings' ROE % Adjusted to Book Value too high?
FirstCash Holdings' current ROE % Adjusted to Book Value is 5.29%. Overall, FirstCash Holdings has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FirstCash Holdings' ROE % Adjusted to Book Value compare to KLAR and OMF?
FirstCash Holdings' ROE % Adjusted to Book Value of 5.29% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on FirstCash Holdings and its competitors. FirstCash Holdings's current ROE % Adjusted to Book Value is 5.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FirstCash Holdings stock overvalued right now?
Based on GuruFocus' analysis, FirstCash Holdings (STU:FF60) is currently considered Significantly Overvalued. The stock's GF Value™ is €131.75, compared to a current price of €191.65 — trading 45.5% above its estimated fair value. The current ROE % Adjusted to Book Value is 5.29%. FirstCash Holdings' overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For FirstCash Holdings (STU:FF60), the current ROE % Adjusted to Book Value is 5.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FirstCash Holdings (STU:FF60) Overvalued in 2026?

Based on GuruFocus' analysis, FirstCash Holdings stock appears to be overvalued. The current stock price of €191.65 is trading 45.5% above its estimated GF Value™ of €131.75. GuruFocus considers FirstCash Holdings to be Significantly Overvalued.

Key valuation signals for STU:FF60:

  • ROE % Adjusted to Book Value: 5.29%
  • GF Value™: €131.75 vs. price of €191.65 (45.5% above fair value)
  • GF Score™: 75/100 with 8 warning signs

No single metric tells the full story. See the STU:FF60 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FirstCash Holdings Business Description

Other Exchanges FCFS:USAFCFS1:Mexico
Address 1600 West 7th Street, Fort Worth, TX, USA, 76102
FirstCash Holdings Inc is an operator of pawn stores in the U.S., Latin America and the U.K. The company's primary line of business is the operation of retail pawn stores, also known as pawnshops. It also operates a retail POS payment solutions business. Its two business lines are organized into four reportable segments: The U.S. pawn segment consists of pawn operations in some of U.S. states and the District of Columbia; The Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia; The U.K. pawn segment consists of pawn operations in England, Scotland and Wales; and The retail POS payment solutions segment consists of the operations of American First Finance, LLC, which offers products in the U.S.
75GF Score

Get the complete analysis for STU:FF60

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€191.65
Price
€131.75
GF Value