CAIB (California International Bank NA) Debt-to-Asset : 0.00 (As of Dec. 2025)

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CAIB California International Bank NA CAIB
49 GF Score
Price $0.15
GF Value $0.13
Valuation Modestly Overvalued
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What is California International Bank NA Debt-to-Asset?

California International Bank NA CAIB +93.16% 49 Debt-to-Asset is 0.00 as of Dec. 2025. GuruFocus rates CAIB with a GF Score™ of 49/100 and a GF Value™ of $0.13 (Modestly Overvalued).

California International Bank NA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.00 Mil. California International Bank NA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.00 Mil. California International Bank NA's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was $90.90 Mil. California International Bank NA's debt to asset for the quarter that ended in Dec. 2025 was 0.00.

California International Bank NA  (OTCPK:CAIB) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

California International Bank NA Debt-to-Asset Related Terms

California International Bank NA Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for California International Bank NA's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

California International Bank NA Debt-to-Asset Chart

California International Bank NA Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

California International Bank NA Semi-Annual Data
Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CAIB vs GTPS, MNBO, FBPI: Debt-to-Asset Comparison

For the Banks - Regional subindustry, California International Bank NA's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

California International Bank NA Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, California International Bank NA's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where California International Bank NA's Debt-to-Asset falls into.


CAIB
49GF Score
California International Bank NA CAIB
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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California International Bank NA Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

California International Bank NA's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 0) / 90.899
=0.00

California International Bank NA's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 0) / 90.899
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.00 mean?
California International Bank NA (CAIB) has a Debt-to-Asset of 0.00 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on California International Bank NA and its competitors.
Is California International Bank NA's Debt-to-Asset too high?
California International Bank NA's current Debt-to-Asset is 0.00. Overall, California International Bank NA has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does California International Bank NA's Debt-to-Asset compare to GTPS and MNBO?
California International Bank NA's Debt-to-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on California International Bank NA and its competitors. California International Bank NA's current Debt-to-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California International Bank NA stock overvalued right now?
Based on GuruFocus' analysis, California International Bank NA (CAIB) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.13, compared to a current price of $0.15 — trading 12.9% above its estimated fair value. The current Debt-to-Asset is 0.00. California International Bank NA's overall GF Score™ is 49/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For California International Bank NA (CAIB), the current Debt-to-Asset is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is California International Bank NA (CAIB) Overvalued in 2026?

Based on GuruFocus' analysis, California International Bank NA stock appears to be overvalued. The current stock price of $0.15 is trading 12.9% above its estimated GF Value™ of $0.13. GuruFocus considers California International Bank NA to be Modestly Overvalued.

Key valuation signals for CAIB:

  • Debt-to-Asset: 0.00
  • GF Value™: $0.13 vs. price of $0.15 (12.9% above fair value)
  • GF Score™: 49/100

No single metric tells the full story. See the CAIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

California International Bank NA Business Description

Address 15606 Brookhurst Street, Suite No. C - D, Westminster, CA, USA, 92683
California International Bank NA provides a variety of commercial banking services to individuals and small businesses located in Southern California. Its primary lending products are real estate and commercial loans. Its primary deposit products are non-interest-bearing deposits, money market accounts, and time certificates of deposit. The portfolio segments identified by the Bank include real estate and commercial loans.
49GF Score

Get the complete analysis for CAIB

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.15
Price
$0.13
GF Value