CAIB (California International Bank NA) FCF Yield %: 8.15 (As of Jun. 26, 2026)


CAIB California International Bank NA CAIB
47 GF Score
Price $0.13
GF Value $0.13
Valuation Fairly Valued
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What is California International Bank NA FCF Yield %?

California International Bank NA CAIB 47 FCF Yield % is 8.15 as of Jun. 26, 2026. GuruFocus rates CAIB with a GF Score™ of 47/100 and a GF Value™ of $0.13 (Fairly Valued). Among 1,504 Banks companies, California International Bank NA ranks worse than 50.4% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, California International Bank NA's Trailing 12-Month Free Cash Flow is $1.81 Mil, and Market Cap is $22.16 Mil. Therefore, California International Bank NA's FCF Yield % for today is 8.15%.

The historical rank and industry rank for California International Bank NA's FCF Yield % or its related term are showing as below:

CAIB' s FCF Yield % Range Over the Past 10 Years
Min: -24.9   Med: -4.9   Max: 14.79
Current: 8.15


During the past 10 years, the highest FCF Yield % of California International Bank NA was 14.79%. The lowest was -24.90%. And the median was -4.90%.

CAIB's FCF Yield % is ranked worse than
50.4% of 1504 companies
in the Banks industry
Industry Median: 8.24 vs CAIB: 8.15

California International Bank NA's FCF Margin % for the quarter that ended in Dec. 2025 was 30.31%.


California International Bank NA FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


California International Bank NA FCF Yield % Related Terms


California International Bank NA FCF Yield % Historical Data

* Premium members only.

The historical data trend for California International Bank NA's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

California International Bank NA FCF Yield % Chart

California International Bank NA Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.42 -3.67 1.62 -0.56 14.91

California International Bank NA Semi-Annual Data
Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.42 -3.67 1.62 -0.56 14.91

CAIB vs PFSB, APLO, ELMA: FCF Yield % Comparison

For the Banks - Regional subindustry, California International Bank NA's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


California International Bank NA FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, California International Bank NA's FCF Yield % distribution charts can be found below:

* The bar in red indicates where California International Bank NA's FCF Yield % falls into.


CAIB
47GF Score
California International Bank NA CAIB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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California International Bank NA FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

California International Bank NA's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=1.805 / 12.102163
=14.91%

California International Bank NA's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=1.805 * 1 / 12.102163
=14.91%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 8.15 mean?
California International Bank NA (CAIB) has a FCF Yield % of 8.15 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on California International Bank NA and its competitors. According to the industry distribution chart, California International Bank NA ranks #758 out of 1504 companies in the Banks industry, placing it in the top 50.4%.
Is California International Bank NA's FCF Yield % too high?
California International Bank NA's current FCF Yield % is 8.15. The Banks industry median FCF Yield % is 8.24. California International Bank NA's value of 8.15 is 1.1% below this industry median. Based on the distribution chart, California International Bank NA ranks #758 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, California International Bank NA has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does California International Bank NA's FCF Yield % compare to PFSB and APLO?
According to the Banks industry distribution chart, California International Bank NA ranks #758 out of 1504 companies for FCF Yield %. This places California International Bank NA in the lower half of its industry. The industry median FCF Yield % is 8.24. California International Bank NA's value of 8.15 is 1.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.24, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. California International Bank NA's current FCF Yield % of 8.15 is 1.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on California International Bank NA and its competitors. For the Banks industry, the median FCF Yield % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California International Bank NA's current FCF Yield % is 8.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California International Bank NA stock overvalued right now?
Based on GuruFocus' analysis, California International Bank NA (CAIB) is currently considered Fairly Valued. The stock's GF Value™ is $0.13, compared to a current price of $0.13 — trading right at its estimated fair value. The current FCF Yield % is 8.15 and 1.1% below the Banks industry median of 8.24. California International Bank NA's overall GF Score™ is 47/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For California International Bank NA (CAIB), the current FCF Yield % is 8.15 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is California International Bank NA (CAIB) Overvalued in 2026?

Based on GuruFocus' analysis, California International Bank NA stock appears to be undervalued. The current stock price of $0.13 is trading 0% below its estimated GF Value™ of $0.13. GuruFocus considers California International Bank NA to be Fairly Valued.

Key valuation signals for CAIB:

  • FCF Yield %: 8.15
  • GF Value™: $0.13 vs. price of $0.13 (0% below fair value)
  • GF Score™: 47/100
  • Industry Position: 1.1% below the Banks median (#758 of 1504)

No single metric tells the full story. See the CAIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


California International Bank NA Business Description

Address 15606 Brookhurst Street, Suite No. C - D, Westminster, CA, USA, 92683
California International Bank NA provides a variety of commercial banking services to individuals and small businesses located in Southern California. Its primary lending products are real estate and commercial loans. Its primary deposit products are non-interest-bearing deposits, money market accounts, and time certificates of deposit. The portfolio segments identified by the Bank include real estate and commercial loans.
47GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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