CAIB (California International Bank NA) PS Ratio: 2.17 (As of Jun. 30, 2026) — 47% Below Median


What is California International Bank NA PS Ratio?

California International Bank NA CAIB -41.54% PS Ratio is 2.17 as of Jun. 30, 2026, which is 47% below its 10-year median of 4.12. Among 1,519 Banks companies, California International Bank NA ranks better than 70.77% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, California International Bank NA's share price is $0.076. California International Bank NA's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $0.04. Hence, California International Bank NA's PS Ratio for today is 2.17.

Good Sign:

California International Bank NA stock PS Ratio (=2.17) is close to 10-year low of 2.03.

The historical rank and industry rank for California International Bank NA's PS Ratio or its related term are showing as below:

CAIB' s PS Ratio Range Over the Past 10 Years
Min: 2.03   Med: 4.12   Max: 12.08
Current: 2.17

During the past 10 years, California International Bank NA's highest PS Ratio was 12.08. The lowest was 2.03. And the median was 4.12.

CAIB's PS Ratio is ranked better than
70.77% of 1519 companies
in the Banks industry
Industry Median: 2.97 vs CAIB: 2.17

California International Bank NA's Revenue per Sharefor the six months ended in Dec. 2025 was $0.04. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $0.04.

During the past 12 months, the average Revenue per Share Growth Rate of California International Bank NA was 52.20% per year. During the past 3 years, the average Revenue per Share Growth Rate was 20.50% per year. During the past 5 years, the average Revenue per Share Growth Rate was 19.10% per year.

During the past 10 years, California International Bank NA's highest 3-Year average Revenue per Share Growth Rate was 26.00% per year. The lowest was -71.70% per year. And the median was 6.60% per year.

Back to Basics: PS Ratio

California International Bank NA  (OTCPK:CAIB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.

Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.

California International Bank NA PS Ratio Related Terms

California International Bank NA PS Ratio Historical Data

* Premium members only.

The historical data trend for California International Bank NA's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

California International Bank NA PS Ratio Chart

California International Bank NA Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.21 4.05 3.52 4.26 2.03

California International Bank NA Semi-Annual Data
Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.21 4.05 3.52 4.26 2.03

CAIB vs FNFI, GLBZ, ASCN: PS Ratio Comparison

For the Banks - Regional subindustry, California International Bank NA's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

California International Bank NA PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, California International Bank NA's PS Ratio distribution charts can be found below:

* The bar in red indicates where California International Bank NA's PS Ratio falls into.


California International Bank NA PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

California International Bank NA's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=0.076/0.035
=2.17

California International Bank NA's Share Price of today is $0.076.
For company reported annually, GuruFocus uses latest annual data as the TTM data. California International Bank NA's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $0.04.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 2.17 mean?
California International Bank NA (CAIB) has a PS Ratio of 2.17 as of Jun. 30, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on California International Bank NA and its competitors. This is 47% below median its historical median of 4.12. Over the past decade, California International Bank NA's PS Ratio has ranged from 2.03 to 12.08. According to the industry distribution chart, California International Bank NA ranks #444 out of 1519 companies in the Banks industry, placing it in the top 29.2%.
Is California International Bank NA's PS Ratio too high?
California International Bank NA's current PS Ratio of 2.17 is 47% below median its 10-year median of 4.12. Over the past 10 years, this metric has ranged from a low of 2.03 to a high of 12.08. The Banks industry median PS Ratio is 2.97. California International Bank NA's value of 2.17 is 26.9% below this industry median. Based on the distribution chart, California International Bank NA ranks #444 out of 1519 companies in the Banks industry, which is above the industry midpoint.
How does California International Bank NA's PS Ratio compare to FNFI and GLBZ?
According to the Banks industry distribution chart, California International Bank NA ranks #444 out of 1519 companies for PS Ratio. This puts California International Bank NA in the upper half of its industry. The industry median PS Ratio is 2.97. California International Bank NA's value of 2.17 is 26.9% below this benchmark. Historically, California International Bank NA's own PS Ratio has ranged from 2.03 to 12.08 over the past decade. While the company's 10-year median is 4.12 vs. the industry median of 2.97, California International Bank NA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.97, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. California International Bank NA's current PS Ratio of 2.17 is 26.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on California International Bank NA and its competitors. For the Banks industry, the median PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California International Bank NA's current PS Ratio is 2.17, which is 47% below median its own 10-year median of 4.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California International Bank NA stock overvalued right now?
Based on GuruFocus' analysis, California International Bank NA (CAIB) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.13, compared to a current price of $0.08 — trading 41.5% below its estimated fair value. The current PS Ratio is 2.17, which is 47% below median its 10-year median of 4.12 and 26.9% below the Banks industry median of 2.97. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For California International Bank NA (CAIB), the current PS Ratio is 2.17 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

California International Bank NA Business Description

Address 15606 Brookhurst Street, Suite No. C - D, Westminster, CA, USA, 92683
California International Bank NA provides a variety of commercial banking services to individuals and small businesses located in Southern California. Its primary lending products are real estate and commercial loans. Its primary deposit products are non-interest-bearing deposits, money market accounts, and time certificates of deposit. The portfolio segments identified by the Bank include real estate and commercial loans.