CAIB (California International Bank NA) PEG Ratio: 9.05 (As of Jun. 28, 2026)— 26% Below Median
What is California International Bank NA PEG Ratio?
California International Bank NACAIB -41.54% PEG Ratio is 9.05 as of Jun. 28, 2026, which is 26% below its 10-year median of 12.18. Among 1,229 Banks companies, California International Bank NA ranks worse than 96.26% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for California International Bank NA's PEG Ratio or its related term are showing as below:
CAIB'
s PEG Ratio Range Over the Past 10 Years
Min: 8.27 Med: 12.18 Max: 22.15
Current: 9.05
During the past 10 years, California International Bank NA's highest PEG Ratio was 22.15. The lowest was 8.27. And the median was 12.18.
CAIB's PEG Ratio is ranked worse than 96.26% of 1229
companies
in the Banks industry
Industry Median: 1.52
vs CAIB: 9.05
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
California International Bank NA (OTCPK:CAIB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
California International Bank NA PEG Ratio Related Terms
California International Bank NA PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, California International Bank NA's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
California International Bank NA PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, California International Bank NA's PEG Ratio distribution charts can be found below:
* The bar in red indicates where California International Bank NA's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
California International Bank NA (CAIB) has a PEG Ratio of 9.05 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on California International Bank NA and its competitors. This is 26% below median its historical median of 12.18. Over the past decade, California International Bank NA's PEG Ratio has ranged from 8.27 to 22.15. According to the industry distribution chart, California International Bank NA ranks #1183 out of 1229 companies in the Banks industry, placing it in the top 96.3%.
Is California International Bank NA's PEG Ratio too high?
California International Bank NA's current PEG Ratio of 9.05 is 26% below median its 10-year median of 12.18. Over the past 10 years, this metric has ranged from a low of 8.27 to a high of 22.15. The Banks industry median PEG Ratio is 1.52. California International Bank NA's value of 9.05 is 495.4% above this industry median. Based on the distribution chart, California International Bank NA ranks #1183 out of 1229 companies in the Banks industry, which is in the bottom quartile relative to peers.
How does California International Bank NA's PEG Ratio compare to PFSB and APLO?
According to the Banks industry distribution chart, California International Bank NA ranks #1183 out of 1229 companies for PEG Ratio. This places California International Bank NA in the lower half of its industry. The industry median PEG Ratio is 1.52. California International Bank NA's value of 9.05 is 495.4% above this benchmark. Historically, California International Bank NA's own PEG Ratio has ranged from 8.27 to 22.15 over the past decade. While the company's 10-year median is 12.18 vs. the industry median of 1.52, California International Bank NA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. California International Bank NA's current PEG Ratio of 9.05 is 495.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on California International Bank NA and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California International Bank NA's current PEG Ratio is 9.05, which is 26% below median its own 10-year median of 12.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California International Bank NA stock overvalued right now?
Based on GuruFocus' analysis, California International Bank NA (CAIB) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.13, compared to a current price of $0.08 — trading 41.5% below its estimated fair value. The current PEG Ratio is 9.05, which is 26% below median its 10-year median of 12.18 and 495.4% above the Banks industry median of 1.52. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For California International Bank NA (CAIB), the current PEG Ratio is 9.05 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
California International Bank NA Business Description
California International Bank NA provides a variety of commercial banking services to individuals and small businesses located in Southern California. Its primary lending products are real estate and commercial loans. Its primary deposit products are non-interest-bearing deposits, money market accounts, and time certificates of deposit. The portfolio segments identified by the Bank include real estate and commercial loans.
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