CAIB (California International Bank NA) ROE % Adjusted to Book Value: 8.99% (As of Dec. 2025)


CAIB California International Bank NA CAIB
47 GF Score
Price $0.08
GF Value $0.13
Valuation Significantly Undervalued
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What is California International Bank NA ROE % Adjusted to Book Value?

California International Bank NA CAIB -41.54% 47 ROE % Adjusted to Book Value is 8.99% as of Dec. 2025. GuruFocus rates CAIB with a GF Score™ of 47/100 and a GF Value™ of $0.13 (Significantly Undervalued).

California International Bank NA's ROE % for the quarter that ended in Dec. 2025 was 8.36%. California International Bank NA's PB Ratio for the quarter that ended in Dec. 2025 was 0.93. California International Bank NA's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 8.99%.


California International Bank NA ROE % Adjusted to Book Value Related Terms


California International Bank NA ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for California International Bank NA's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

California International Bank NA ROE % Adjusted to Book Value Chart

California International Bank NA Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.25 -1.48 0.82 0.08 8.99

California International Bank NA Semi-Annual Data
Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.25 -1.48 0.82 0.08 8.99

CAIB vs PFSB, APLO, ELMA: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, California International Bank NA's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


California International Bank NA ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, California International Bank NA's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where California International Bank NA's ROE % Adjusted to Book Value falls into.


CAIB
47GF Score
California International Bank NA CAIB
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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California International Bank NA ROE % Adjusted to Book Value Calculation

California International Bank NA's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.36% / 0.93
=8.99%

California International Bank NA's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.36% / 0.93
=8.99%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.99% mean?
California International Bank NA (CAIB) has a ROE % Adjusted to Book Value of 8.99% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on California International Bank NA and its competitors.
Is California International Bank NA's ROE % Adjusted to Book Value too high?
California International Bank NA's current ROE % Adjusted to Book Value is 8.99%. Overall, California International Bank NA has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does California International Bank NA's ROE % Adjusted to Book Value compare to PFSB and APLO?
California International Bank NA's ROE % Adjusted to Book Value of 8.99% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on California International Bank NA and its competitors. California International Bank NA's current ROE % Adjusted to Book Value is 8.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California International Bank NA stock overvalued right now?
Based on GuruFocus' analysis, California International Bank NA (CAIB) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.13, compared to a current price of $0.08 — trading 41.5% below its estimated fair value. The current ROE % Adjusted to Book Value is 8.99%. California International Bank NA's overall GF Score™ is 47/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For California International Bank NA (CAIB), the current ROE % Adjusted to Book Value is 8.99% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is California International Bank NA (CAIB) Overvalued in 2026?

Based on GuruFocus' analysis, California International Bank NA stock appears to be undervalued. The current stock price of $0.08 is trading 41.5% below its estimated GF Value™ of $0.13. GuruFocus considers California International Bank NA to be Significantly Undervalued.

Key valuation signals for CAIB:

  • ROE % Adjusted to Book Value: 8.99%
  • GF Value™: $0.13 vs. price of $0.08 (41.5% below fair value)
  • GF Score™: 47/100

No single metric tells the full story. See the CAIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


California International Bank NA Business Description

Address 15606 Brookhurst Street, Suite No. C - D, Westminster, CA, USA, 92683
California International Bank NA provides a variety of commercial banking services to individuals and small businesses located in Southern California. Its primary lending products are real estate and commercial loans. Its primary deposit products are non-interest-bearing deposits, money market accounts, and time certificates of deposit. The portfolio segments identified by the Bank include real estate and commercial loans.
47GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.08
Price
$0.13
GF Value