* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California International Bank NA FCF Margin % Chart
For the Banks - Regional subindustry, California International Bank NA's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
California International Bank NA FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, California International Bank NA's FCF Margin % distribution charts can be found below:
* The bar in red indicates where California International Bank NA's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California International Bank NA (CAIB) has a FCF Margin % of 30.31% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on California International Bank NA and its competitors. According to the industry distribution chart, California International Bank NA ranks #649 out of 1504 companies in the Banks industry, placing it in the top 43.2%.
Is California International Bank NA's FCF Margin % too high?
California International Bank NA's current FCF Margin % is 30.31%. The Banks industry median FCF Margin % is 26.50. California International Bank NA's value of 30.31% is 14.4% above this industry median. Based on the distribution chart, California International Bank NA ranks #649 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, California International Bank NA has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does California International Bank NA's FCF Margin % compare to PFSB and APLO?
According to the Banks industry distribution chart, California International Bank NA ranks #649 out of 1504 companies for FCF Margin %. This puts California International Bank NA in the upper half of its industry. The industry median FCF Margin % is 26.50. California International Bank NA's value of 30.31% is 14.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. California International Bank NA's current FCF Margin % of 30.31% is 14.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on California International Bank NA and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California International Bank NA's current FCF Margin % is 30.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California International Bank NA stock overvalued right now?
Based on GuruFocus' analysis, California International Bank NA (CAIB) is currently considered Fairly Valued. The stock's GF Value™ is $0.13, compared to a current price of $0.13 — trading right at its estimated fair value. The current FCF Margin % is 30.31% and 14.4% above the Banks industry median of 26.50. California International Bank NA's overall GF Score™ is 47/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For California International Bank NA (CAIB), the current FCF Margin % is 30.31% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is California International Bank NA (CAIB) Overvalued in 2026?
Based on GuruFocus' analysis, California International Bank NA stock appears to be undervalued.
The current stock price of $0.13 is trading 0% below its estimated GF Value™ of $0.13.
GuruFocus considers California International Bank NA to be Fairly Valued.
Key valuation signals for CAIB:
FCF Margin %: 30.31%
GF Value™: $0.13 vs. price of $0.13 (0% below fair value)
Industry Position: 14.4% above the Banks median (#649 of 1504)
No single metric tells the full story. See the CAIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
California International Bank NA Business Description
California International Bank NA provides a variety of commercial banking services to individuals and small businesses located in Southern California. Its primary lending products are real estate and commercial loans. Its primary deposit products are non-interest-bearing deposits, money market accounts, and time certificates of deposit. The portfolio segments identified by the Bank include real estate and commercial loans.
47GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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