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The historical rank and industry rank for California International Bank NA's EV-to-OCF or its related term are showing as below:
CAIB'
s EV-to-OCF Range Over the Past 10 Years
Min: -72.85 Med: 1.62 Max: 30.6
Current: 1.5
During the past 10 years, the highest EV-to-OCF of California International Bank NA was 30.60. The lowest was -72.85. And the median was 1.62.
CAIB's EV-to-OCF is ranked better than 60.84% of 1499
companies
in the Banks industry
Industry Median: 3.98
vs CAIB: 1.50
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
California International Bank NA (OTCPK:CAIB) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
California International Bank NA's PE Ratio (TTM) for today is calculated as:
California International Bank NA's share price for today is $0.1468.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. California International Bank NA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.006.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
California International Bank NA EV-to-OCF Related Terms
California International Bank NA EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, California International Bank NA's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
California International Bank NA EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, California International Bank NA's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where California International Bank NA's EV-to-OCF falls into.
California International Bank NA's current Enterprise Value is $2.72 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. California International Bank NA's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $1.82 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California International Bank NA (CAIB) has a EV-to-OCF of 1.50 as of Aug. 03, 2026. This is near median its historical median of 1.62. According to the industry distribution chart, California International Bank NA ranks #587 out of 1499 companies in the Banks industry, placing it in the top 39.2%.
Is California International Bank NA's EV-to-OCF too high?
California International Bank NA's current EV-to-OCF of 1.50 is near median its 10-year median of 1.62. The Banks industry median EV-to-OCF is 3.98. California International Bank NA's value of 1.50 is 62.3% below this industry median. Based on the distribution chart, California International Bank NA ranks #587 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, California International Bank NA has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does California International Bank NA's EV-to-OCF compare to GTPS and MNBO?
According to the Banks industry distribution chart, California International Bank NA ranks #587 out of 1499 companies for EV-to-OCF. This puts California International Bank NA in the upper half of its industry. The industry median EV-to-OCF is 3.98. California International Bank NA's value of 1.50 is 62.3% below this benchmark. While the company's 10-year median is 1.62 vs. the industry median of 3.98, California International Bank NA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. California International Bank NA's current EV-to-OCF of 1.50 is 62.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California International Bank NA's current EV-to-OCF is 1.50, which is near median its own 10-year median of 1.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California International Bank NA stock overvalued right now?
Based on GuruFocus' analysis, California International Bank NA (CAIB) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.13, compared to a current price of $0.15 — trading 12.9% above its estimated fair value. The current EV-to-OCF is 1.50, which is near median its 10-year median of 1.62 and 62.3% below the Banks industry median of 3.98. California International Bank NA's overall GF Score™ is 48/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For California International Bank NA (CAIB), the current EV-to-OCF is 1.50 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is California International Bank NA (CAIB) Overvalued in 2026?
Based on GuruFocus' analysis, California International Bank NA stock appears to be overvalued.
The current stock price of $0.15 is trading 12.9% above its estimated GF Value™ of $0.13.
GuruFocus considers California International Bank NA to be Modestly Overvalued.
Key valuation signals for CAIB:
EV-to-OCF: 1.50 (near median its 10-year median of 1.62)
GF Value™: $0.13 vs. price of $0.15 (12.9% above fair value)
Industry Position: 62.3% below the Banks median (#587 of 1499)
No single metric tells the full story. See the CAIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
California International Bank NA provides a variety of commercial banking services to individuals and small businesses located in Southern California. Its primary lending products are real estate and commercial loans. Its primary deposit products are non-interest-bearing deposits, money market accounts, and time certificates of deposit. The portfolio segments identified by the Bank include real estate and commercial loans.
48GF Score
Get the complete analysis for CAIB
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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