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During the past 10 years, California International Bank NA's highest 3-Year average EPS without NRI Growth Rate was 86.90% per year. The lowest was 53.60% per year. And the median was 68.55% per year.
California International Bank NA (OTCPK:CAIB) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
California International Bank NA Earnings per Share (Diluted) Related Terms
California International Bank NA Earnings per Share (Diluted) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California International Bank NA Earnings per Share (Diluted) Chart
CAIB vs GTPS, MNBO, FBPI: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, California International Bank NA's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
California International Bank NA PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, California International Bank NA's PE Ratio distribution charts can be found below:
* The bar in red indicates where California International Bank NA's PE Ratio falls into.
California International Bank NA Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.01
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $0.01 mean?
California International Bank NA (CAIB) has a Earnings per Share (Diluted) of $0.01 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on California International Bank NA and its competitors. According to the industry distribution chart, California International Bank NA ranks #999999 out of 1411 companies in the Banks industry.
Is California International Bank NA's Earnings per Share (Diluted) too high?
California International Bank NA's current Earnings per Share (Diluted) is $0.01. The Banks industry median Earnings per Share (Diluted) is 7.40. California International Bank NA's value of $0.01 is 99.9% below this industry median. Based on the distribution chart, California International Bank NA ranks #999999 out of 1411 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, California International Bank NA has a GF Score™ of 47/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does California International Bank NA's Earnings per Share (Diluted) compare to GTPS and MNBO?
According to the Banks industry distribution chart, California International Bank NA ranks #999999 out of 1411 companies for Earnings per Share (Diluted). This places California International Bank NA in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.40. California International Bank NA's value of $0.01 is 99.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.40, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. California International Bank NA's current Earnings per Share (Diluted) of $0.01 is 99.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on California International Bank NA and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California International Bank NA's current Earnings per Share (Diluted) is $0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California International Bank NA stock overvalued right now?
Based on GuruFocus' analysis, California International Bank NA (CAIB) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.13, compared to a current price of $0.15 — trading 12.9% above its estimated fair value. The current Earnings per Share (Diluted) is $0.01 and 99.9% below the Banks industry median of 7.40. California International Bank NA's overall GF Score™ is 47/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For California International Bank NA (CAIB), the current Earnings per Share (Diluted) is $0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is California International Bank NA (CAIB) Overvalued in 2026?
Based on GuruFocus' analysis, California International Bank NA stock appears to be overvalued.
The current stock price of $0.15 is trading 12.9% above its estimated GF Value™ of $0.13.
GuruFocus considers California International Bank NA to be Modestly Overvalued.
Key valuation signals for CAIB:
Earnings per Share (Diluted): $0.01
GF Value™: $0.13 vs. price of $0.15 (12.9% above fair value)
Industry Position: 99.9% below the Banks median (#999999 of 1411)
No single metric tells the full story. See the CAIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
California International Bank NA provides a variety of commercial banking services to individuals and small businesses located in Southern California. Its primary lending products are real estate and commercial loans. Its primary deposit products are non-interest-bearing deposits, money market accounts, and time certificates of deposit. The portfolio segments identified by the Bank include real estate and commercial loans.
47GF Score
Get the complete analysis for CAIB
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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