Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-29), California International Bank NA's 3-1 Month Momentum % is -53.86%.
CAIB's 3-1 Month Momentum % is ranked worse than 99.81% of 1571
companies
in the Banks industry
Industry Median: 2.44
vs CAIB: -53.86
California International Bank NA (OTCPK:CAIB) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
California International Bank NA 3-1 Month Momentum % Related Terms
CAIB vs GTPS, MNBO, FBPI: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, California International Bank NA's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
California International Bank NA 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, California International Bank NA's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where California International Bank NA's 3-1 Month Momentum % falls into.
California International Bank NA (OTCPK:CAIB) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California International Bank NA (CAIB) has a 3-1 Month Momentum % of -53.86% as of Jul. 29, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on California International Bank NA and its competitors. According to the industry distribution chart, California International Bank NA ranks #1568 out of 1571 companies in the Banks industry, placing it in the top 99.8%.
Is California International Bank NA's 3-1 Month Momentum % too high?
California International Bank NA's current 3-1 Month Momentum % is -53.86%. Based on the distribution chart, California International Bank NA ranks #1568 out of 1571 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, California International Bank NA has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does California International Bank NA's 3-1 Month Momentum % compare to GTPS and MNBO?
According to the Banks industry distribution chart, California International Bank NA ranks #1568 out of 1571 companies for 3-1 Month Momentum %. This places California International Bank NA in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.44, based on 1,571 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on California International Bank NA and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California International Bank NA's current 3-1 Month Momentum % is -53.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California International Bank NA stock overvalued right now?
Based on GuruFocus' analysis, California International Bank NA (CAIB) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.13, compared to a current price of $0.15 — trading 12.9% above its estimated fair value. The current 3-1 Month Momentum % is -53.86%. California International Bank NA's overall GF Score™ is 48/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For California International Bank NA (CAIB), the current 3-1 Month Momentum % is -53.86% as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is California International Bank NA (CAIB) Overvalued in 2026?
Based on GuruFocus' analysis, California International Bank NA stock appears to be overvalued.
The current stock price of $0.15 is trading 12.9% above its estimated GF Value™ of $0.13.
GuruFocus considers California International Bank NA to be Modestly Overvalued.
Key valuation signals for CAIB:
3-1 Month Momentum %: -53.86%
GF Value™: $0.13 vs. price of $0.15 (12.9% above fair value)
No single metric tells the full story. See the CAIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
California International Bank NA Business Description
California International Bank NA provides a variety of commercial banking services to individuals and small businesses located in Southern California. Its primary lending products are real estate and commercial loans. Its primary deposit products are non-interest-bearing deposits, money market accounts, and time certificates of deposit. The portfolio segments identified by the Bank include real estate and commercial loans.
48GF Score
Get the complete analysis for CAIB
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CAIB has been successfully added to your 
