CAIB (California International Bank NA) OCF Yield %: 14.03 (As of Jun. 26, 2026)


CAIB California International Bank NA CAIB
47 GF Score
Price $0.08
GF Value $0.13
Valuation Significantly Undervalued
View Full Analysis

What is California International Bank NA OCF Yield %?

California International Bank NA CAIB -41.54% 47 OCF Yield % is 14.03 as of Jun. 26, 2026. GuruFocus rates CAIB with a GF Score™ of 47/100 and a GF Value™ of $0.13 (Significantly Undervalued). Among 1,502 Banks companies, California International Bank NA ranks worse than 55.66% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, California International Bank NA's Trailing 12-Month Cash Flow from Operations is $1.82 Mil, and Market Cap is $12.95 Mil. Therefore, California International Bank NA's OCF Yield % for today is 14.03%.

The historical rank and industry rank for California International Bank NA's OCF Yield % or its related term are showing as below:

CAIB' s OCF Yield % Range Over the Past 10 Years
Min: -24.63   Med: -4.48   Max: 14.88
Current: 14.03


During the past 10 years, the highest OCF Yield % of California International Bank NA was 14.88%. The lowest was -24.63%. And the median was -4.48%.

CAIB's OCF Yield % is ranked worse than
55.66% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs CAIB: 14.03

California International Bank NA's OCF Margin % for the quarter that ended in Dec. 2025 was %.


California International Bank NA OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


California International Bank NA OCF Yield % Related Terms


California International Bank NA OCF Yield % Historical Data

* Premium members only.

The historical data trend for California International Bank NA's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

California International Bank NA OCF Yield % Chart

California International Bank NA Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.34 -3.35 1.75 -0.50 15.01

California International Bank NA Semi-Annual Data
Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.34 -3.35 1.75 -0.50 15.01

CAIB vs PFSB, APLO, ELMA: OCF Yield % Comparison

For the Banks - Regional subindustry, California International Bank NA's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


California International Bank NA OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, California International Bank NA's OCF Yield % distribution charts can be found below:

* The bar in red indicates where California International Bank NA's OCF Yield % falls into.


CAIB
47GF Score
California International Bank NA CAIB
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

California International Bank NA OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

California International Bank NA's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=1.817 / 12.102163
=15.01%

California International Bank NA's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=1.817 * 1 / 12.102163
=15.01%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 14.03 mean?
California International Bank NA (CAIB) has a OCF Yield % of 14.03 as of Jun. 26, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on California International Bank NA and its competitors. According to the industry distribution chart, California International Bank NA ranks #836 out of 1502 companies in the Banks industry, placing it in the top 55.7%.
Is California International Bank NA's OCF Yield % too high?
California International Bank NA's current OCF Yield % is 14.03. The Banks industry median OCF Yield % is 9.24. California International Bank NA's value of 14.03 is 51.8% above this industry median. Based on the distribution chart, California International Bank NA ranks #836 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, California International Bank NA has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does California International Bank NA's OCF Yield % compare to PFSB and APLO?
According to the Banks industry distribution chart, California International Bank NA ranks #836 out of 1502 companies for OCF Yield %. This places California International Bank NA in the lower half of its industry. The industry median OCF Yield % is 9.24. California International Bank NA's value of 14.03 is 51.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. California International Bank NA's current OCF Yield % of 14.03 is 51.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on California International Bank NA and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California International Bank NA's current OCF Yield % is 14.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California International Bank NA stock overvalued right now?
Based on GuruFocus' analysis, California International Bank NA (CAIB) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.13, compared to a current price of $0.08 — trading 41.5% below its estimated fair value. The current OCF Yield % is 14.03 and 51.8% above the Banks industry median of 9.24. California International Bank NA's overall GF Score™ is 47/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For California International Bank NA (CAIB), the current OCF Yield % is 14.03 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is California International Bank NA (CAIB) Overvalued in 2026?

Based on GuruFocus' analysis, California International Bank NA stock appears to be undervalued. The current stock price of $0.08 is trading 41.5% below its estimated GF Value™ of $0.13. GuruFocus considers California International Bank NA to be Significantly Undervalued.

Key valuation signals for CAIB:

  • OCF Yield %: 14.03
  • GF Value™: $0.13 vs. price of $0.08 (41.5% below fair value)
  • GF Score™: 47/100
  • Industry Position: 51.8% above the Banks median (#836 of 1502)

No single metric tells the full story. See the CAIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


California International Bank NA Business Description

Address 15606 Brookhurst Street, Suite No. C - D, Westminster, CA, USA, 92683
California International Bank NA provides a variety of commercial banking services to individuals and small businesses located in Southern California. Its primary lending products are real estate and commercial loans. Its primary deposit products are non-interest-bearing deposits, money market accounts, and time certificates of deposit. The portfolio segments identified by the Bank include real estate and commercial loans.
47GF Score

Get the complete analysis for CAIB

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.08
Price
$0.13
GF Value