California International Bank NACAIB 47 Median PS Value is $0.11 as of Jun. 25, 2026, which is 92% below its 10-year median of 1.31. GuruFocus rates CAIB with a GF Score™ of 47/100 and a GF Value™ of $0.13 (Fairly Valued). Among 1,042 Banks companies, California International Bank NA ranks worse than 58.25% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for California International Bank NA's Median PS Value or its related term are showing as below:
CAIB'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.65 Med: 1.31 Max: 1.96
Current: 1.18
During the past 10 years, the highest Price to Median PS Value of California International Bank NA was 1.96. The lowest was 0.65. And the median was 1.31.
CAIB's Price-to-Median-PS-Value is ranked worse than 58.25% of 1042
companies
in the Banks industry
Industry Median: 1.1
vs CAIB: 1.18
California International Bank NA (OTCPK:CAIB) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
California International Bank NA's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.13
/
0.11
=
1.18
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California International Bank NA Median PS Value Related Terms
California International Bank NA Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California International Bank NA Median PS Value Chart
CAIB vs PFSB, APLO, ELMA: Median PS Value Comparison
For the Banks - Regional subindustry, California International Bank NA's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
California International Bank NA Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, California International Bank NA's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where California International Bank NA's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.1429.
For company reported annually, GuruFocus uses latest annual data as the TTM data. California International Bank NA's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $0.035.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California International Bank NA (CAIB) has a Median PS Value of $0.11 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on California International Bank NA and its competitors. This is 92% below median its historical median of 1.31. Over the past decade, California International Bank NA's Median PS Value has ranged from 0.65 to 1.96. According to the industry distribution chart, California International Bank NA ranks #607 out of 1042 companies in the Banks industry, placing it in the top 58.3%.
Is California International Bank NA's Median PS Value too high?
California International Bank NA's current Median PS Value of $0.11 is 92% below median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 1.96. The Banks industry median Median PS Value is 1.10. California International Bank NA's value of $0.11 is 90% below this industry median. Based on the distribution chart, California International Bank NA ranks #607 out of 1042 companies in the Banks industry, which is below the industry midpoint. Overall, California International Bank NA has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does California International Bank NA's Median PS Value compare to PFSB and APLO?
According to the Banks industry distribution chart, California International Bank NA ranks #607 out of 1042 companies for Median PS Value. This places California International Bank NA in the lower half of its industry. The industry median Median PS Value is 1.10. California International Bank NA's value of $0.11 is 90% below this benchmark. Historically, California International Bank NA's own Median PS Value has ranged from 0.65 to 1.96 over the past decade. While the company's 10-year median is 1.31 vs. the industry median of 1.10, California International Bank NA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. California International Bank NA's current Median PS Value of $0.11 is 90% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on California International Bank NA and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California International Bank NA's current Median PS Value is $0.11, which is 92% below median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California International Bank NA stock overvalued right now?
Based on GuruFocus' analysis, California International Bank NA (CAIB) is currently considered Fairly Valued. The stock's GF Value™ is $0.13, compared to a current price of $0.13 — trading right at its estimated fair value. The current Median PS Value is $0.11, which is 92% below median its 10-year median of 1.31 and 90% below the Banks industry median of 1.10. California International Bank NA's overall GF Score™ is 47/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For California International Bank NA (CAIB), the current Median PS Value is $0.11 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is California International Bank NA (CAIB) Overvalued in 2026?
Based on GuruFocus' analysis, California International Bank NA stock appears to be undervalued.
The current stock price of $0.13 is trading 0% below its estimated GF Value™ of $0.13.
GuruFocus considers California International Bank NA to be Fairly Valued.
Key valuation signals for CAIB:
Median PS Value: $0.11 (92% below median its 10-year median of 1.31)
GF Value™: $0.13 vs. price of $0.13 (0% below fair value)
Industry Position: 90% below the Banks median (#607 of 1042)
No single metric tells the full story. See the CAIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
California International Bank NA Business Description
California International Bank NA provides a variety of commercial banking services to individuals and small businesses located in Southern California. Its primary lending products are real estate and commercial loans. Its primary deposit products are non-interest-bearing deposits, money market accounts, and time certificates of deposit. The portfolio segments identified by the Bank include real estate and commercial loans.
47GF Score
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