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What is California International Bank NA Debt-to-Equity?
California International Bank NACAIB +93.16% Debt-to-Equity is 0.00 as of Dec. 2025. Among 1,418 Banks companies, California International Bank NA ranks worse than 70521.79% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for California International Bank NA's Debt-to-Equity or its related term are showing as below:
During the past 10 years, the highest Debt-to-Equity Ratio of California International Bank NA was 0.64. The lowest was 0.49. And the median was 0.56.
CAIB's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.57 * Ranked among companies with meaningful Debt-to-Equity only.
California International Bank NA (OTCPK:CAIB) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
California International Bank NA Debt-to-Equity Related Terms
California International Bank NA Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California International Bank NA Debt-to-Equity Chart
CAIB vs FNFI, GLBZ, ASCN: Debt-to-Equity Comparison
For the Banks - Regional subindustry, California International Bank NA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
California International Bank NA Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, California International Bank NA's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where California International Bank NA's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California International Bank NA (CAIB) has a Debt-to-Equity of 0.00 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on California International Bank NA and its competitors. Over the past decade, California International Bank NA's Debt-to-Equity has ranged from 0.49 to 0.64. According to the industry distribution chart, California International Bank NA ranks #999999 out of 1418 companies in the Banks industry.
Is California International Bank NA's Debt-to-Equity too high?
California International Bank NA's current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 0.64. Based on the distribution chart, California International Bank NA ranks #999999 out of 1418 companies in the Banks industry, which is in the bottom quartile relative to peers.
How does California International Bank NA's Debt-to-Equity compare to FNFI and GLBZ?
According to the Banks industry distribution chart, California International Bank NA ranks #999999 out of 1418 companies for Debt-to-Equity. This places California International Bank NA in the lower half of its industry. The industry median Debt-to-Equity is 0.57. Historically, California International Bank NA's own Debt-to-Equity has ranged from 0.49 to 0.64 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,418 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on California International Bank NA and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California International Bank NA's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California International Bank NA stock overvalued right now?
Based on GuruFocus' analysis, California International Bank NA (CAIB) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.13, compared to a current price of $0.15 — trading 12.9% above its estimated fair value. The current Debt-to-Equity is 0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For California International Bank NA (CAIB), the current Debt-to-Equity is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
California International Bank NA Business Description
California International Bank NA provides a variety of commercial banking services to individuals and small businesses located in Southern California. Its primary lending products are real estate and commercial loans. Its primary deposit products are non-interest-bearing deposits, money market accounts, and time certificates of deposit. The portfolio segments identified by the Bank include real estate and commercial loans.
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