Islami Commercial Insurance (DHA:ICICL) Debt-to-EBITDA : N/A (As of Mar. 2026)

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DHA:ICICL Islami Commercial Insurance PLC DHA:ICICL
58 GF Score
Price BDT36.30
GF Value BDT25.30
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Islami Commercial Insurance Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Islami Commercial Insurance's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was BDT0.0 Mil. Islami Commercial Insurance's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was BDT0.0 Mil. Islami Commercial Insurance's annualized EBITDA for the quarter that ended in Mar. 2026 was BDT0.0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Islami Commercial Insurance's Debt-to-EBITDA or its related term are showing as below:

DHA:ICICL's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.26
* Ranked among companies with meaningful Debt-to-EBITDA only.

Islami Commercial Insurance  (DHA:ICICL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Islami Commercial Insurance Debt-to-EBITDA Related Terms

Islami Commercial Insurance Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Islami Commercial Insurance's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islami Commercial Insurance Debt-to-EBITDA Chart

Islami Commercial Insurance Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
N/A N/A N/A N/A N/A

Islami Commercial Insurance Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

DHA:ICICL vs CB, PGR, TRV: Debt-to-EBITDA Comparison

For the Insurance - Property & Casualty subindustry, Islami Commercial Insurance's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Islami Commercial Insurance Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Islami Commercial Insurance's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Islami Commercial Insurance's Debt-to-EBITDA falls into.


DHA:ICICL
58GF Score
Islami Commercial Insurance PLC DHA:ICICL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Islami Commercial Insurance Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Islami Commercial Insurance's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / N/A
=N/A

Islami Commercial Insurance's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Is Islami Commercial Insurance (DHA:ICICL) Overvalued in 2026?

Based on GuruFocus' analysis, Islami Commercial Insurance stock appears to be overvalued. The current stock price of BDT36.30 is trading 43.5% above its estimated GF Value™ of BDT25.30. GuruFocus considers Islami Commercial Insurance to be Significantly Overvalued.

Key valuation signals for DHA:ICICL:

  • Debt-to-EBITDA: N/A
  • GF Value™: BDT25.30 vs. price of BDT36.30 (43.5% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the DHA:ICICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Islami Commercial Insurance Business Description

Address 90/1, Motijheel C/A, City Center, Level-16, Own Space, Dhaka, BGD, 1000
Islami Commercial Insurance PLC provides the service of non-life (general) insurance solutions such as Fire, Motor, Marine or Miscellaneous Insurance to clients with maximum area coverage. Miscellaneous Insurance includes Burglary Insurance, Fidelity Guarantee, Workmen's Compensation, Personal Accident, Product liability Insurance Policy, and others. The company has four primary business segments for reporting purposes, namely fire, marine, motor, and miscellaneous.
58GF Score

Get the complete analysis for DHA:ICICL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT36.30
Price
BDT25.30
GF Value