The historical rank and industry rank for Islami Commercial Insurance's Net Margin % or its related term are showing as below:
DHA:ICICL'
s Net Margin % Range Over the Past 10 Years
Min: 48.6 Med: 54.2 Max: 58.87
Current: 58.87
DHA:ICICL's Net Margin % is ranked better than 97.01% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs DHA:ICICL: 58.87
Islami Commercial Insurance (DHA:ICICL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Islami Commercial Insurance Net Margin % Related Terms
Islami Commercial Insurance Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:ICICL vs CB, PGR, TRV: Net Margin % Comparison
For the Insurance - Property & Casualty subindustry, Islami Commercial Insurance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islami Commercial Insurance Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Islami Commercial Insurance's Net Margin % distribution charts can be found below:
* The bar in red indicates where Islami Commercial Insurance's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islami Commercial Insurance (DHA:ICICL) has a Net Margin % of 54.60% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Islami Commercial Insurance and its competitors. This is near median its historical median of 54.20. Over the past decade, Islami Commercial Insurance's Net Margin % has ranged from 48.60 to 58.87. According to the industry distribution chart, Islami Commercial Insurance ranks #15 out of 501 companies in the Insurance industry, placing it in the top 3%.
Is Islami Commercial Insurance's Net Margin % too high?
Islami Commercial Insurance's current Net Margin % of 54.60% is near median its 10-year median of 54.20. Over the past 10 years, this metric has ranged from a low of 48.60 to a high of 58.87. The Insurance industry median Net Margin % is 9.29. Islami Commercial Insurance's value of 54.60% is 487.7% above this industry median. Based on the distribution chart, Islami Commercial Insurance ranks #15 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Islami Commercial Insurance has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islami Commercial Insurance's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Islami Commercial Insurance ranks #15 out of 501 companies for Net Margin %. This places Islami Commercial Insurance in the top 3% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.29. Islami Commercial Insurance's value of 54.60% is 487.7% above this benchmark. Historically, Islami Commercial Insurance's own Net Margin % has ranged from 48.60 to 58.87 over the past decade. While the company's 10-year median is 54.20 vs. the industry median of 9.29, Islami Commercial Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Islami Commercial Insurance's current Net Margin % of 54.60% is 487.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Islami Commercial Insurance and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islami Commercial Insurance's current Net Margin % is 54.60%, which is near median its own 10-year median of 54.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Commercial Insurance stock overvalued right now?
Based on GuruFocus' analysis, Islami Commercial Insurance (DHA:ICICL) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT25.40, compared to a current price of BDT29.10 — trading 14.6% above its estimated fair value. The current Net Margin % is 54.60%, which is near median its 10-year median of 54.20 and 487.7% above the Insurance industry median of 9.29. Islami Commercial Insurance's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Islami Commercial Insurance (DHA:ICICL), the current Net Margin % is 54.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islami Commercial Insurance (DHA:ICICL) Overvalued in 2026?
Based on GuruFocus' analysis, Islami Commercial Insurance stock appears to be overvalued.
The current stock price of BDT29.10 is trading 14.6% above its estimated GF Value™ of BDT25.40.
GuruFocus considers Islami Commercial Insurance to be Modestly Overvalued.
Key valuation signals for DHA:ICICL:
Net Margin %: 54.60% (near median its 10-year median of 54.20)
GF Value™: BDT25.40 vs. price of BDT29.10 (14.6% above fair value)
Industry Position: 487.7% above the Insurance median (#15 of 501)
No single metric tells the full story. See the DHA:ICICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Islami Commercial Insurance PLC provides the service of non-life (general) insurance solutions such as Fire, Motor, Marine or Miscellaneous Insurance to clients with maximum area coverage. Miscellaneous Insurance includes Burglary Insurance, Fidelity Guarantee, Workmen's Compensation, Personal Accident, Product liability Insurance Policy, and others. The company has four primary business segments for reporting purposes, namely fire, marine, motor, and miscellaneous.
62GF Score
Get the complete analysis for DHA:ICICL
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DHA:ICICL has been successfully added to your 
