The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Islami Commercial Insurance's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.00.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Islami Commercial Insurance PLC is 0.82, which seems too high.
The historical rank and industry rank for Islami Commercial Insurance's Dividend Payout Ratio or its related term are showing as below:
DHA:ICICL'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.82 Med: 0.89 Max: 0.89
Current: 0.82
During the past 5 years, the highest Dividend Payout Ratio of Islami Commercial Insurance was 0.89. The lowest was 0.82. And the median was 0.89.
DHA:ICICL's Dividend Payout Ratio is ranked worse than 86.53% of 334
companies
in the Insurance industry
Industry Median: 0.38
vs DHA:ICICL: 0.82
During the past 5 years, the highest Trailing Annual Dividend Yield of Islami Commercial Insurance was 8.40%. The lowest was 3.01%. And the median was 4.43%.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Islami Commercial Insurance (DHA:ICICL) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Islami Commercial Insurance Dividend Payout Ratio Related Terms
Islami Commercial Insurance Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islami Commercial Insurance Dividend Payout Ratio Chart
DHA:ICICL vs CB, PGR, TRV: Dividend Payout Ratio Comparison
For the Insurance - Property & Casualty subindustry, Islami Commercial Insurance's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islami Commercial Insurance Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Islami Commercial Insurance's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Islami Commercial Insurance's Dividend Payout Ratio falls into.
Islami Commercial Insurance Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Islami Commercial Insurance's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islami Commercial Insurance (DHA:ICICL) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Islami Commercial Insurance and its competitors. Over the past decade, Islami Commercial Insurance's Dividend Payout Ratio has ranged from 0.82 to 0.89. According to the industry distribution chart, Islami Commercial Insurance ranks #289 out of 334 companies in the Insurance industry, placing it in the top 86.5%.
Is Islami Commercial Insurance's Dividend Payout Ratio too high?
Islami Commercial Insurance's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.82 to a high of 0.89. Based on the distribution chart, Islami Commercial Insurance ranks #289 out of 334 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Islami Commercial Insurance has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islami Commercial Insurance's Dividend Payout Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Islami Commercial Insurance ranks #289 out of 334 companies for Dividend Payout Ratio. This places Islami Commercial Insurance in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Historically, Islami Commercial Insurance's own Dividend Payout Ratio has ranged from 0.82 to 0.89 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Islami Commercial Insurance and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islami Commercial Insurance's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Commercial Insurance stock overvalued right now?
Based on GuruFocus' analysis, Islami Commercial Insurance (DHA:ICICL) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT25.38, compared to a current price of BDT30.50 — trading 20.2% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Islami Commercial Insurance's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Islami Commercial Insurance (DHA:ICICL), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islami Commercial Insurance (DHA:ICICL) Overvalued in 2026?
Based on GuruFocus' analysis, Islami Commercial Insurance stock appears to be overvalued.
The current stock price of BDT30.50 is trading 20.2% above its estimated GF Value™ of BDT25.38.
GuruFocus considers Islami Commercial Insurance to be Modestly Overvalued.
Key valuation signals for DHA:ICICL:
Dividend Payout Ratio: 0.00
GF Value™: BDT25.38 vs. price of BDT30.50 (20.2% above fair value)
No single metric tells the full story. See the DHA:ICICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Islami Commercial Insurance PLC provides the service of non-life (general) insurance solutions such as Fire, Motor, Marine or Miscellaneous Insurance to clients with maximum area coverage. Miscellaneous Insurance includes Burglary Insurance, Fidelity Guarantee, Workmen's Compensation, Personal Accident, Product liability Insurance Policy, and others. The company has four primary business segments for reporting purposes, namely fire, marine, motor, and miscellaneous.
62GF Score
Get the complete analysis for DHA:ICICL
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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