Islami Commercial Insurance (DHA:ICICL) Moat Score: 0/10 (As of Jul. 11, 2026)


DHA:ICICL Islami Commercial Insurance PLC DHA:ICICL
62 GF Score
Price BDT32.60
GF Value BDT25.37
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Islami Commercial Insurance Moat Score?

Islami Commercial Insurance has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Islami Commercial Insurance has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Islami Commercial Insurance might have No Moat - No discernible moat.

Islami Commercial Insurance  (DHA:ICICL) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Islami Commercial Insurance Moat Score Related Terms

DHA:ICICL
62GF Score
Islami Commercial Insurance PLC DHA:ICICL
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Islami Commercial Insurance (DHA:ICICL) Overvalued in 2026?

Based on GuruFocus' analysis, Islami Commercial Insurance stock appears to be overvalued. The current stock price of BDT32.60 is trading 28.5% above its estimated GF Value™ of BDT25.37. GuruFocus considers Islami Commercial Insurance to be Modestly Overvalued.

Key valuation signals for DHA:ICICL:

  • Moat Score: 0
  • GF Value™: BDT25.37 vs. price of BDT32.60 (28.5% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the DHA:ICICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Islami Commercial Insurance Business Description

Address 90/1, Motijheel C/A, City Center, Level-16, Own Space, Dhaka, BGD, 1000
Islami Commercial Insurance PLC provides the service of non-life (general) insurance solutions such as Fire, Motor, Marine or Miscellaneous Insurance to clients with maximum area coverage. Miscellaneous Insurance includes Burglary Insurance, Fidelity Guarantee, Workmen's Compensation, Personal Accident, Product liability Insurance Policy, and others. The company has four primary business segments for reporting purposes, namely fire, marine, motor, and miscellaneous.
62GF Score

Get the complete analysis for DHA:ICICL

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT32.60
Price
BDT25.37
GF Value