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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Islami Commercial Insurance's Debt-to-Equity or its related term are showing as below:
DHA:ICICL's Debt-to-Equity is not ranked *
in the Insurance industry.
Industry Median: 0.21 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Islami Commercial Insurance Debt-to-Equity Related Terms
Islami Commercial Insurance Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:ICICL vs CB, PGR, TRV: Debt-to-Equity Comparison
For the Insurance - Property & Casualty subindustry, Islami Commercial Insurance's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islami Commercial Insurance Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Islami Commercial Insurance's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Islami Commercial Insurance's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islami Commercial Insurance (DHA:ICICL) has a Debt-to-Equity of 0.00 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Islami Commercial Insurance and its competitors. According to the industry distribution chart, Islami Commercial Insurance ranks #999999 out of 395 companies in the Insurance industry.
Is Islami Commercial Insurance's Debt-to-Equity too high?
Islami Commercial Insurance's current Debt-to-Equity is 0.00. Based on the distribution chart, Islami Commercial Insurance ranks #999999 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Islami Commercial Insurance has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Islami Commercial Insurance's Debt-to-Equity compare to CB and PGR?
According to the Insurance industry distribution chart, Islami Commercial Insurance ranks #999999 out of 395 companies for Debt-to-Equity. This places Islami Commercial Insurance in the lower half of its industry. The industry median Debt-to-Equity is 0.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Islami Commercial Insurance and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islami Commercial Insurance's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Commercial Insurance stock overvalued right now?
Based on GuruFocus' analysis, Islami Commercial Insurance (DHA:ICICL) is currently considered Fairly Valued. The stock's GF Value™ is BDT34.50, compared to a current price of BDT37.30 — trading 8.1% above its estimated fair value. The current Debt-to-Equity is 0.00. Islami Commercial Insurance's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Islami Commercial Insurance (DHA:ICICL), the current Debt-to-Equity is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islami Commercial Insurance (DHA:ICICL) Overvalued in 2026?
Based on GuruFocus' analysis, Islami Commercial Insurance stock appears to be overvalued.
The current stock price of BDT37.30 is trading 8.1% above its estimated GF Value™ of BDT34.50.
GuruFocus considers Islami Commercial Insurance to be Fairly Valued.
Key valuation signals for DHA:ICICL:
Debt-to-Equity: 0.00
GF Value™: BDT34.50 vs. price of BDT37.30 (8.1% above fair value)
No single metric tells the full story. See the DHA:ICICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Islami Commercial Insurance PLC provides the service of non-life (general) insurance solutions such as Fire, Motor, Marine or Miscellaneous Insurance to clients with maximum area coverage. Miscellaneous Insurance includes Burglary Insurance, Fidelity Guarantee, Workmen's Compensation, Personal Accident, Product liability Insurance Policy, and others. The company has four primary business segments for reporting purposes, namely fire, marine, motor, and miscellaneous.
65GF Score
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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