Islami Commercial Insurance (DHA:ICICL) E10: BDT0.00 (As of Mar. 2026)


DHA:ICICL Islami Commercial Insurance PLC DHA:ICICL
63 GF Score
Price BDT28.60
GF Value BDT25.40
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Islami Commercial Insurance E10?

Islami Commercial Insurance DHA:ICICL -0.69% 63 E10 is BDT0.00 as of Mar. 2026. GuruFocus rates DHA:ICICL with a GF Score™ of 63/100 and a GF Value™ of BDT25.40 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Islami Commercial Insurance's adjusted earnings per share data for the fiscal year that ended in Dec. 2025 was BDT1.130. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is BDT0.00 for the trailing ten years ended in Dec. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-30), Islami Commercial Insurance's current stock price is BDT 28.60. Islami Commercial Insurance's E10 for the fiscal year that ended in Dec. 2025 was BDT0.00. Islami Commercial Insurance's Shiller PE Ratio of today is .


Islami Commercial Insurance  (DHA:ICICL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Islami Commercial Insurance E10 Related Terms


Islami Commercial Insurance E10 Historical Data

* Premium members only.

The historical data trend for Islami Commercial Insurance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islami Commercial Insurance E10 Chart

Islami Commercial Insurance Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
E10
0.00 0.00 0.00 0.00 0.00

Islami Commercial Insurance Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

DHA:ICICL vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Islami Commercial Insurance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islami Commercial Insurance Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Islami Commercial Insurance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Islami Commercial Insurance's Shiller PE Ratio falls into.


DHA:ICICL
63GF Score
Islami Commercial Insurance PLC DHA:ICICL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Islami Commercial Insurance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Islami Commercial Insurance's adjusted earnings per share data for the fiscal year that ended in Dec. 2025 was:

Adj_EPS=Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=1.13/324.0540*324.0540
=1.130

Current CPI (Dec. 2025) = 324.0540.

Islami Commercial Insurance does not have a history long enough to calculate E10. Therefore GuruFocus does not calculate it.

Frequently Asked Questions Learn more about E10 →
What does a E10 of BDT0.00 mean?
Islami Commercial Insurance (DHA:ICICL) has a E10 of BDT0.00 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Islami Commercial Insurance and its competitors.
Is Islami Commercial Insurance's E10 too high?
Islami Commercial Insurance's current E10 is BDT0.00. Overall, Islami Commercial Insurance has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islami Commercial Insurance's E10 compare to CB and PGR?
Islami Commercial Insurance's E10 of BDT0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Islami Commercial Insurance and its competitors. Islami Commercial Insurance's current E10 is BDT0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Commercial Insurance stock overvalued right now?
Based on GuruFocus' analysis, Islami Commercial Insurance (DHA:ICICL) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT25.40, compared to a current price of BDT28.60 — trading 12.6% above its estimated fair value. The current E10 is BDT0.00. Islami Commercial Insurance's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Islami Commercial Insurance (DHA:ICICL), the current E10 is BDT0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islami Commercial Insurance (DHA:ICICL) Overvalued in 2026?

Based on GuruFocus' analysis, Islami Commercial Insurance stock appears to be overvalued. The current stock price of BDT28.60 is trading 12.6% above its estimated GF Value™ of BDT25.40. GuruFocus considers Islami Commercial Insurance to be Modestly Overvalued.

Key valuation signals for DHA:ICICL:

  • E10: BDT0.00
  • GF Value™: BDT25.40 vs. price of BDT28.60 (12.6% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the DHA:ICICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islami Commercial Insurance Business Description

Address 90/1, Motijheel C/A, City Center, Level-16, Own Space, Dhaka, BGD, 1000
Islami Commercial Insurance PLC provides the service of non-life (general) insurance solutions such as Fire, Motor, Marine or Miscellaneous Insurance to clients with maximum area coverage. Miscellaneous Insurance includes Burglary Insurance, Fidelity Guarantee, Workmen's Compensation, Personal Accident, Product liability Insurance Policy, and others. The company has four primary business segments for reporting purposes, namely fire, marine, motor, and miscellaneous.
63GF Score

Get the complete analysis for DHA:ICICL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT28.60
Price
BDT25.40
GF Value