Islami Commercial Insurance (DHA:ICICL) PS Ratio: 12.90 (As of Sep. 02, 2026) — Near Median

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DHA:ICICL Islami Commercial Insurance PLC DHA:ICICL
64 GF Score
Price BDT36.80
GF Value BDT34.50
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Islami Commercial Insurance PS Ratio?

Islami Commercial Insurance DHA:ICICL +3.66% 64 PS Ratio is 12.90 as of Sep. 02, 2026, which is 5% above its 10-year median of 12.25. GuruFocus rates DHA:ICICL with a GF Score™ of 64/100 and a GF Value™ of BDT34.50 (Fairly Valued). The stock has 4 warning signs investors should review. Among 496 Insurance companies, Islami Commercial Insurance ranks worse than 97.18% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Islami Commercial Insurance's share price is BDT36.80. Islami Commercial Insurance's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was BDT2.85. Hence, Islami Commercial Insurance's PS Ratio for today is 12.90.

The historical rank and industry rank for Islami Commercial Insurance's PS Ratio or its related term are showing as below:

DHA:ICICL' s PS Ratio Range Over the Past 10 Years
Min: 9.34   Med: 12.25   Max: 24.18
Current: 12.78

During the past 5 years, Islami Commercial Insurance's highest PS Ratio was 24.18. The lowest was 9.34. And the median was 12.25.

DHA:ICICL's PS Ratio is ranked worse than
97.18% of 496 companies
in the Insurance industry
Industry Median: 1.12 vs DHA:ICICL: 12.78

Islami Commercial Insurance's Revenue per Sharefor the three months ended in Jun. 2026 was BDT1.02. Its Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was BDT2.85.

Warning Sign:

Islami Commercial Insurance PLC revenue per share has been in decline over the past 3 years.

During the past 12 months, the average Revenue per Share Growth Rate of Islami Commercial Insurance was 44.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was -2.70% per year.

During the past 5 years, Islami Commercial Insurance's highest 3-Year average Revenue per Share Growth Rate was 0.60% per year. The lowest was -2.70% per year. And the median was -1.05% per year.

Back to Basics: PS Ratio


Islami Commercial Insurance  (DHA:ICICL) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Islami Commercial Insurance PS Ratio Related Terms


Islami Commercial Insurance PS Ratio Historical Data

* Premium members only.

The historical data trend for Islami Commercial Insurance's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islami Commercial Insurance PS Ratio Chart

Islami Commercial Insurance Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
0.00 13.27 15.56 10.42 11.44

Islami Commercial Insurance Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.19 11.79 11.44 10.31 10.13

DHA:ICICL vs CB, PGR, TRV: PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Islami Commercial Insurance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islami Commercial Insurance PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Islami Commercial Insurance's PS Ratio distribution charts can be found below:

* The bar in red indicates where Islami Commercial Insurance's PS Ratio falls into.


DHA:ICICL
64GF Score
Islami Commercial Insurance PLC DHA:ICICL
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Islami Commercial Insurance PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Islami Commercial Insurance's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=36.80/2.853
=12.90

Islami Commercial Insurance's Share Price of today is BDT36.80.
Islami Commercial Insurance's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT2.85.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 12.90 mean?
Islami Commercial Insurance (DHA:ICICL) has a PS Ratio of 12.90 as of Sep. 02, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Islami Commercial Insurance and its competitors. This is near median its historical median of 12.25. Over the past decade, Islami Commercial Insurance's PS Ratio has ranged from 9.34 to 24.18. According to the industry distribution chart, Islami Commercial Insurance ranks #482 out of 496 companies in the Insurance industry, placing it in the top 97.2%.
Is Islami Commercial Insurance's PS Ratio too high?
Islami Commercial Insurance's current PS Ratio of 12.90 is near median its 10-year median of 12.25. Over the past 10 years, this metric has ranged from a low of 9.34 to a high of 24.18. The Insurance industry median PS Ratio is 1.12. Islami Commercial Insurance's value of 12.90 is 1051.8% above this industry median. Based on the distribution chart, Islami Commercial Insurance ranks #482 out of 496 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Islami Commercial Insurance has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Islami Commercial Insurance's PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Islami Commercial Insurance ranks #482 out of 496 companies for PS Ratio. This places Islami Commercial Insurance in the lower half of its industry. The industry median PS Ratio is 1.12. Islami Commercial Insurance's value of 12.90 is 1051.8% above this benchmark. Historically, Islami Commercial Insurance's own PS Ratio has ranged from 9.34 to 24.18 over the past decade. While the company's 10-year median is 12.25 vs. the industry median of 1.12, Islami Commercial Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.12, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Islami Commercial Insurance's current PS Ratio of 12.90 is 1051.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Islami Commercial Insurance and its competitors. For the Insurance industry, the median PS Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islami Commercial Insurance's current PS Ratio is 12.90, which is near median its own 10-year median of 12.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Commercial Insurance stock overvalued right now?
Based on GuruFocus' analysis, Islami Commercial Insurance (DHA:ICICL) is currently considered Fairly Valued. The stock's GF Value™ is BDT34.50, compared to a current price of BDT36.80 — trading 6.7% above its estimated fair value. The current PS Ratio is 12.90, which is near median its 10-year median of 12.25 and 1051.8% above the Insurance industry median of 1.12. Islami Commercial Insurance's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Islami Commercial Insurance (DHA:ICICL), the current PS Ratio is 12.90 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islami Commercial Insurance (DHA:ICICL) Overvalued in 2026?

Based on GuruFocus' analysis, Islami Commercial Insurance stock appears to be overvalued. The current stock price of BDT36.80 is trading 6.7% above its estimated GF Value™ of BDT34.50. GuruFocus considers Islami Commercial Insurance to be Fairly Valued.

Key valuation signals for DHA:ICICL:

  • PS Ratio: 12.90 (near median its 10-year median of 12.25)
  • GF Value™: BDT34.50 vs. price of BDT36.80 (6.7% above fair value)
  • GF Score™: 64/100 with 4 warning signs
  • Industry Position: 1051.8% above the Insurance median (#482 of 496)

No single metric tells the full story. See the DHA:ICICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islami Commercial Insurance Business Description

Address 90/1, Motijheel C/A, City Center, Level-16, Own Space, Dhaka, BGD, 1000
Islami Commercial Insurance PLC provides the service of non-life (general) insurance solutions such as Fire, Motor, Marine or Miscellaneous Insurance to clients with maximum area coverage. Miscellaneous Insurance includes Burglary Insurance, Fidelity Guarantee, Workmen's Compensation, Personal Accident, Product liability Insurance Policy, and others. The company has four primary business segments for reporting purposes, namely fire, marine, motor, and miscellaneous.
64GF Score

Get the complete analysis for DHA:ICICL

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT36.80
Price
BDT34.50
GF Value