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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:ICICL vs CB, PGR, TRV: OCF Margin % Comparison
For the Insurance - Property & Casualty subindustry, Islami Commercial Insurance's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islami Commercial Insurance OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Islami Commercial Insurance's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Islami Commercial Insurance's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islami Commercial Insurance (DHA:ICICL) has a OCF Margin % of 57.30% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Islami Commercial Insurance and its competitors. This is 19% below median its historical median of 71.07. Over the past decade, Islami Commercial Insurance's OCF Margin % has ranged from 2.22 to 98.58. According to the industry distribution chart, Islami Commercial Insurance ranks #351 out of 498 companies in the Insurance industry, placing it in the top 70.5%.
Is Islami Commercial Insurance's OCF Margin % too high?
Islami Commercial Insurance's current OCF Margin % of 57.30% is 19% below median its 10-year median of 71.07. Over the past 10 years, this metric has ranged from a low of 2.22 to a high of 98.58. The Insurance industry median OCF Margin % is 11.42. Islami Commercial Insurance's value of 57.30% is 402% above this industry median. Based on the distribution chart, Islami Commercial Insurance ranks #351 out of 498 companies in the Insurance industry, which is below the industry midpoint. Overall, Islami Commercial Insurance has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Islami Commercial Insurance's OCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Islami Commercial Insurance ranks #351 out of 498 companies for OCF Margin %. This places Islami Commercial Insurance in the lower half of its industry. The industry median OCF Margin % is 11.42. Islami Commercial Insurance's value of 57.30% is 402% above this benchmark. Historically, Islami Commercial Insurance's own OCF Margin % has ranged from 2.22 to 98.58 over the past decade. While the company's 10-year median is 71.07 vs. the industry median of 11.42, Islami Commercial Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 11.42, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Islami Commercial Insurance's current OCF Margin % of 57.30% is 402% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Islami Commercial Insurance and its competitors. For the Insurance industry, the median OCF Margin % is 11.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islami Commercial Insurance's current OCF Margin % is 57.30%, which is 19% below median its own 10-year median of 71.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Commercial Insurance stock overvalued right now?
Based on GuruFocus' analysis, Islami Commercial Insurance (DHA:ICICL) is currently considered Fairly Valued. The stock's GF Value™ is BDT34.50, compared to a current price of BDT35.50 — trading 2.9% above its estimated fair value. The current OCF Margin % is 57.30%, which is 19% below median its 10-year median of 71.07 and 402% above the Insurance industry median of 11.42. Islami Commercial Insurance's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Islami Commercial Insurance (DHA:ICICL), the current OCF Margin % is 57.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islami Commercial Insurance (DHA:ICICL) Overvalued in 2026?
Based on GuruFocus' analysis, Islami Commercial Insurance stock appears to be overvalued.
The current stock price of BDT35.50 is trading 2.9% above its estimated GF Value™ of BDT34.50.
GuruFocus considers Islami Commercial Insurance to be Fairly Valued.
Key valuation signals for DHA:ICICL:
OCF Margin %: 57.30% (19% below median its 10-year median of 71.07)
GF Value™: BDT34.50 vs. price of BDT35.50 (2.9% above fair value)
Industry Position: 402% above the Insurance median (#351 of 498)
No single metric tells the full story. See the DHA:ICICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Islami Commercial Insurance PLC provides the service of non-life (general) insurance solutions such as Fire, Motor, Marine or Miscellaneous Insurance to clients with maximum area coverage. Miscellaneous Insurance includes Burglary Insurance, Fidelity Guarantee, Workmen's Compensation, Personal Accident, Product liability Insurance Policy, and others. The company has four primary business segments for reporting purposes, namely fire, marine, motor, and miscellaneous.
64GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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