If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Islami Commercial Insurance PLC is 0.82, which seems too high.
During the past 5 years, the highest Dividend Payout Ratio of Islami Commercial Insurance was 0.89. The lowest was 0.82. And the median was 0.89.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Islami Commercial Insurance (DHA:ICICL) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islami Commercial Insurance Dividend Yield % Chart
DHA:ICICL vs CB, PGR, TRV: Dividend Yield % Comparison
For the Insurance - Property & Casualty subindustry, Islami Commercial Insurance's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islami Commercial Insurance Dividend Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Islami Commercial Insurance's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Islami Commercial Insurance's Dividend Yield % falls into.
Islami Commercial Insurance Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Islami Commercial Insurance Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
BDT 1.000000
2026-06-09
2026-06-08
0000-00-00
Cash Dividend
annually
BDT:BDT 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islami Commercial Insurance (DHA:ICICL) has a Dividend Yield % of 3.44% as of Jun. 27, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Islami Commercial Insurance and its competitors. This is 23% below median its historical median of 4.44. Over the past decade, Islami Commercial Insurance's Dividend Yield % has ranged from 3.01 to 8.40. According to the industry distribution chart, Islami Commercial Insurance ranks #186 out of 422 companies in the Insurance industry, placing it in the top 44.1%.
Is Islami Commercial Insurance's Dividend Yield % too high?
Islami Commercial Insurance's current Dividend Yield % of 3.44% is 23% below median its 10-year median of 4.44. Over the past 10 years, this metric has ranged from a low of 3.01 to a high of 8.40. The Insurance industry median Dividend Yield % is 3.30. Islami Commercial Insurance's value of 3.44% is 4.2% above this industry median. Based on the distribution chart, Islami Commercial Insurance ranks #186 out of 422 companies in the Insurance industry, which is above the industry midpoint. Overall, Islami Commercial Insurance has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islami Commercial Insurance's Dividend Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Islami Commercial Insurance ranks #186 out of 422 companies for Dividend Yield %. This puts Islami Commercial Insurance in the upper half of its industry. The industry median Dividend Yield % is 3.30. Islami Commercial Insurance's value of 3.44% is 4.2% above this benchmark. Historically, Islami Commercial Insurance's own Dividend Yield % has ranged from 3.01 to 8.40 over the past decade. While the company's 10-year median is 4.44 vs. the industry median of 3.30, Islami Commercial Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for an Insurance company?
The median Dividend Yield % among Insurance companies is 3.30, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Islami Commercial Insurance's current Dividend Yield % of 3.44% is 4.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Islami Commercial Insurance and its competitors. For the Insurance industry, the median Dividend Yield % is 3.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islami Commercial Insurance's current Dividend Yield % is 3.44%, which is 23% below median its own 10-year median of 4.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Commercial Insurance stock overvalued right now?
Based on GuruFocus' analysis, Islami Commercial Insurance (DHA:ICICL) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT25.40, compared to a current price of BDT29.10 — trading 14.6% above its estimated fair value. The current Dividend Yield % is 3.44%, which is 23% below median its 10-year median of 4.44 and 4.2% above the Insurance industry median of 3.30. Islami Commercial Insurance's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Islami Commercial Insurance (DHA:ICICL), the current Dividend Yield % is 3.44% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islami Commercial Insurance (DHA:ICICL) Overvalued in 2026?
Based on GuruFocus' analysis, Islami Commercial Insurance stock appears to be overvalued.
The current stock price of BDT29.10 is trading 14.6% above its estimated GF Value™ of BDT25.40.
GuruFocus considers Islami Commercial Insurance to be Modestly Overvalued.
Key valuation signals for DHA:ICICL:
Dividend Yield %: 3.44% (23% below median its 10-year median of 4.44)
GF Value™: BDT25.40 vs. price of BDT29.10 (14.6% above fair value)
Industry Position: 4.2% above the Insurance median (#186 of 422)
No single metric tells the full story. See the DHA:ICICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Islami Commercial Insurance PLC provides the service of non-life (general) insurance solutions such as Fire, Motor, Marine or Miscellaneous Insurance to clients with maximum area coverage. Miscellaneous Insurance includes Burglary Insurance, Fidelity Guarantee, Workmen's Compensation, Personal Accident, Product liability Insurance Policy, and others. The company has four primary business segments for reporting purposes, namely fire, marine, motor, and miscellaneous.
62GF Score
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