Islami Commercial Insurance (DHA:ICICL) Enterprise Value: BDT1,092.0 Mil (As of Jul. 04, 2026) ***


DHA:ICICL Islami Commercial Insurance PLC DHA:ICICL
62 GF Score
Price BDT30.30
GF Value BDT25.39
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Islami Commercial Insurance Enterprise Value?

Islami Commercial Insurance DHA:ICICL +4.84% 62 Enterprise Value is BDT1,092.0 Mil as of Jul. 04, 2026. GuruFocus rates DHA:ICICL with a GF Score™ of 62/100 and a GF Value™ of BDT25.39 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Islami Commercial Insurance's Enterprise Value is BDT1,092.0 Mil. Islami Commercial Insurance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was BDT0.0 Mil. Therefore, Islami Commercial Insurance's EV-to-EBIT ratio for today is .

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Islami Commercial Insurance's Enterprise Value is BDT1,092.0 Mil. Islami Commercial Insurance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was BDT0.0 Mil. Therefore, Islami Commercial Insurance's EV-to-EBITDA ratio for today is .

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Islami Commercial Insurance's Enterprise Value is BDT1,092.0 Mil. Islami Commercial Insurance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was BDT106.7 Mil. Therefore, Islami Commercial Insurance's EV-to-Revenue ratio for today is 10.24.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Islami Commercial Insurance's Enterprise Value is BDT1,092.0 Mil. Islami Commercial Insurance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was BDT-23.3 Mil. Therefore, Islami Commercial Insurance's EV-to-OCF ratio for today is -46.92.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Islami Commercial Insurance's Enterprise Value is BDT1,092.0 Mil. Islami Commercial Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was BDT-28.6 Mil. Therefore, Islami Commercial Insurance's EV-to-FCF ratio for today is -38.13.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Islami Commercial Insurance  (DHA:ICICL) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Islami Commercial Insurance's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=1092.031/0
=

Islami Commercial Insurance's current Enterprise Value is BDT1,092.0 Mil.
Islami Commercial Insurance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT0.0 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Islami Commercial Insurance's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=1092.031/0
=

Islami Commercial Insurance's current Enterprise Value is BDT1,092.0 Mil.
Islami Commercial Insurance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT0.0 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Islami Commercial Insurance's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=1092.031/106.684
=10.24

Islami Commercial Insurance's current Enterprise Value is BDT1,092.0 Mil.
Islami Commercial Insurance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT106.7 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Islami Commercial Insurance's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1092.031/-23.276
=-46.92

Islami Commercial Insurance's current Enterprise Value is BDT1,092.0 Mil.
Islami Commercial Insurance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT-23.3 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Islami Commercial Insurance's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1092.031/-28.636
=-38.13

Islami Commercial Insurance's current Enterprise Value is BDT1,092.0 Mil.
Islami Commercial Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT-28.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Islami Commercial Insurance Enterprise Value Related Terms


Islami Commercial Insurance Enterprise Value Historical Data

* Premium members only.

The historical data trend for Islami Commercial Insurance's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islami Commercial Insurance Enterprise Value Chart

Islami Commercial Insurance Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
0.00 836.39 1,058.77 624.68 674.80

Islami Commercial Insurance Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 618.11 557.52 709.14 674.80 656.42

DHA:ICICL vs CB, PGR, TRV: Enterprise Value Comparison

For the Insurance - Property & Casualty subindustry, Islami Commercial Insurance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islami Commercial Insurance Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Islami Commercial Insurance's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Islami Commercial Insurance's Enterprise Value falls into.


DHA:ICICL
62GF Score
Islami Commercial Insurance PLC DHA:ICICL
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Islami Commercial Insurance Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Islami Commercial Insurance's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Islami Commercial Insurance's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of BDT1,092.0 Mil mean?
Islami Commercial Insurance (DHA:ICICL) has a Enterprise Value of BDT1,092.0 Mil as of Jul. 04, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Islami Commercial Insurance and its competitors.
Is Islami Commercial Insurance's Enterprise Value too high?
Islami Commercial Insurance's current Enterprise Value is BDT1,092.0 Mil. Overall, Islami Commercial Insurance has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islami Commercial Insurance's Enterprise Value compare to CB and PGR?
Islami Commercial Insurance's Enterprise Value of BDT1,092.0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Islami Commercial Insurance and its competitors. Islami Commercial Insurance's current Enterprise Value is BDT1,092.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Commercial Insurance stock overvalued right now?
Based on GuruFocus' analysis, Islami Commercial Insurance (DHA:ICICL) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT25.39, compared to a current price of BDT30.30 — trading 19.3% above its estimated fair value. The current Enterprise Value is BDT1,092.0 Mil. Islami Commercial Insurance's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Islami Commercial Insurance (DHA:ICICL), the current Enterprise Value is BDT1,092.0 Mil as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islami Commercial Insurance (DHA:ICICL) Overvalued in 2026?

Based on GuruFocus' analysis, Islami Commercial Insurance stock appears to be overvalued. The current stock price of BDT30.30 is trading 19.3% above its estimated GF Value™ of BDT25.39. GuruFocus considers Islami Commercial Insurance to be Modestly Overvalued.

Key valuation signals for DHA:ICICL:

  • Enterprise Value: BDT1,092.0 Mil
  • GF Value™: BDT25.39 vs. price of BDT30.30 (19.3% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the DHA:ICICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islami Commercial Insurance Business Description

Address 90/1, Motijheel C/A, City Center, Level-16, Own Space, Dhaka, BGD, 1000
Islami Commercial Insurance PLC provides the service of non-life (general) insurance solutions such as Fire, Motor, Marine or Miscellaneous Insurance to clients with maximum area coverage. Miscellaneous Insurance includes Burglary Insurance, Fidelity Guarantee, Workmen's Compensation, Personal Accident, Product liability Insurance Policy, and others. The company has four primary business segments for reporting purposes, namely fire, marine, motor, and miscellaneous.
62GF Score

Get the complete analysis for DHA:ICICL

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT30.30
Price
BDT25.39
GF Value